To calculate your savings on our Deposit Accounts, please click here!

CD Specials

ProductAPY*Interest RateCompoundedMin. Deposit
3 Year 1.00% 1.00% Quarterly $500.00

A penalty may be imposed for early withdrawals.

Certificates Of Deposit

ProductAPY*Interest RateCompoundedMin. Deposit
91 Day 0.15%                   0.15% At Maturity               $1,000.00
 6 Month 0.20% 0.20% Quarterly $500.00
8 Month Add On 0.22% 0.22% Monthly $500.00
10 Month 0.25% 0..25% Monthly $500.00
12 Month 0.25% 0.25% Quarterly $500.00
14 Month 0.35% 0.35% Monthly $5000.00
18 Month 0.49%                  0.49% Quarterly                  $500.00
19 Month 0.55% 0.55% Monthly $5000.00
24 Month 0.60% 0.60% Quarterly $500.00
33 Month 0.79%                   0.79% Quarterly               $5000.00
30 Month 0.74% 0.74% Quarterly $500.00
4 Year 1.20% 1.20% Quarterly $500.00
5 Year 1.41%                    1.40% Quarterly                  $500.00

A penalty may be imposed for early withdrawals.

IRA Accounts

ProductAPY*Interest RateCompoundedMin. Deposit
IRA 18 Month (Variable rate) 0.55% 0.55% Quarterly $500.00
IRA 24 Month (Fixed rate) 0..60% 0.60% Quarterly $500.00
IRA 36 Month (Fixed rate) 1.00% 1.00% Quarterly $500.00
IRA 60 Month (Fixed rate) 1.46% 1.45% Quarterly $500.00

A penalty may be imposed for early withdrawals.

Savings Accounts

ProductAPY*Interest RateCompoundedMin. Deposit
Statement Savings 0.10% 0.10% Quarterly $100.00
Lazy River Kids Club Savings $5000.00 and over 0.25% 0.25% Quarterly $25.00
Lazy River Kids Club Savings $25.00 to $4999.99 1.00% 1.00% Quarterly $25.00

 

MMDA Accounts

ProductAPY*Interest RateCompoundedMin. Deposit
MMDA $500.00 to $2,499.99 0.10% 0.10% Monthly $2,500.00
MMDA $2,500.00 to $24,999.99 0.15% 0.15% Monthly $2,500.00
MMDA $25,000.00 to $49,999.99 0.20% 0.20% Monthly $25,000.00
MMDA $50,000.00 to $99,999.99 0.30% 0.30% Monthly $50,000.00
MMDA $100,000.00 & over 0.40% 0.40% Monthly $100,000.00
Business MMDA $50,000.00 to $99,999.99 0.30% 0.30% Monthly $50,000.00
Business MMDA $100,000.00 & over 0.40% 0.40% Monthly $100,000.00
Premium MMDA under $100,000 0.45% 0.45% Monthly $50,000.00 *New Money Only* Call Bank for Information
Premium MMDA $100,000 and over 0.50% 0.50% Monthly $100,000.00 *New Money Only* Call Bank for Information

 

Checking Accounts

ProductAPY*Interest RateCompoundedMin. Deposit
FMB Premium Options
( No minimum to earn interest)
0.05% 0.05% Monthly $100.00
FMB Options Plus
( No minimum to earn interest)
0.05% 0.05% Monthly $100.00
SUPER NOW $1,000.00 to $2,499.99 0.05% 0.05% Monthly $1,000.00
SUPER NOW $2500.00 & over 0.10% 0.10% Monthly $2,500.00
e-Connect Checking (Qualified) Balance up to $14,999.99 *Restrictions Apply, See Customer Service for Details 1.51% 1.50% Monthly $100.00
e-Connect Checking (Qualified) $15,000.00 & over *Restrictions Apply, See Customer Service for Details 0.10% 0.10% Monthly $100.00
e-Connect Checking (Non-Qualified) $2500.00 to $14,999.99 *Restrictions Apply, See Customer Service for Details 0.10% 0.10% Monthly $100.00
e-Connect Checking (Non-Qualified) Balance up to $2499.99 *Restrictions Apply, See Customer Service for Details 0.05% 0.05% Monthly $100.00

Health Savings Acct     $0.00 to $4999.99

0.15% 0.15% Monthly $100.00

Health Savings Acct   $5000 to $49,999.99

0.30% 0.30% Monthly $100.00
Health Savings Acct  $50,000.00 and up 0.50% 0.50% Monthly $100.00

Rates are subject to change at bank's discretion.
Rates may change after the account is opened.
Fees could reduce earnings on the account

*APY = Annual Percentage Yield
APY is accurate as of - 12/08/11

Farmers & Merchants Bank

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