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Importance of Privacy
Farmers & Merchants Bank recognizes the importance of protecting the privacy of personally-identifying information that may be submitted to us when you visit our Web Site. Therefore, we will take reasonable steps to protect the privacy of the information shared with us. This policy holds true no matter how we receive your personal information: over the phone, at our branches, or online at this Web Site. Use, Collection and Retention of Customer Information Farmers & Merchants Bank collects your personal information to administer our business and uses your personal information to make products, services, and other opportunities available to you. We also use information we collect to identify you, to communicate with you and to help us respond to your questions. Keeping Information Accurate Keeping your account information accurate and up to date is very important. If you ever find that your account information is incomplete, inaccurate or not current, please call or write to us at the telephone number or address listed on your account statement. We will correct any erroneous information as quickly as possible. Limiting Employee Access to Information We limit our employees access to customer information to those employees who have a business reason for knowing such information. We continually emphasize employee understanding of the importance of confidentiality and customer privacy. Security Procedures for the Protection of Customer Information Farmers & Merchants Bank will maintain appropriate security standards and procedures to help prevent unauthorized access to sensitive information about our customers. Restrictions on Disclosure of Information We will not reveal specific information about our customers accounts or other personally identifiable data to unaffiliated third parties for their independent use, except for the exchange of information with reputable information reporting agencies (such as credit bureaus) to maximize the accuracy and security of such information or in the performance of bona fide corporate due diligence, unless
Third parties who conduct business with Farmers & Merchants Bank are required to maintain similar standards of conduct regarding the privacy of personally identifiable information provided to them. Disclosure of Privacy Principles to Our Customers With technology changing daily, we are well aware of our customer's concern about financial privacy. Farmers & Merchants Bank wants you to understand our commitment to personal privacy and our use of personally sensitive information. This Privacy Policy has been made available to all of our customers and should answer most of the important questions that you may have about how we protect and use sensative information. We reserve the right to change this policy at any time by posting a new privacy statement. |

