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Farmers & Merchants Bank is currently looking to hire a full-time Commercial Lender for our High Ridge Branch location.  The responsibilities include but are not limited to the following:


  • Develops and maintains a commercial loan portfolio retaining/expanding customer relationships
  • Manages all aspects of reports, performs operational research, and follow-ups on commercial accounts
  • Manages all aspects of relationships to ensure maximum credit quality
  • Keeps abreast of changing business and economic developments which impact the loan portfolio and its profitability
  • Ensures compliance with all bank policies, procedures, regulations, and laws
  • Maintains a high level of visibility in the banking community by representing FMB at professional organizations, associations, and events
  • Qualifications:
  • Strong business relationship development, sales and underwriting skills
  • Knowledgeable as to commercial lending policies, procedures, regulations and laws
  • Excellent analytical, problem resolution and negotiation skills
  • Ability to analyze financial statements and credit reports
  • Ability to analyze loan requests to determine credibility and profitability
  • Previous experience with credit analysis and commercial underwriting
  • Must be ambitious and self-motivated with a strong work ethic, positive attitude, ability to work both independently and as part of a team
  • Results focused, and detailed-oriented with excellent time management skills
  • Sound judgment with strong decision making abilities
  • Excellent verbal and written communication skills, flexible, resourceful, energetic
  • Ability to analyze work flow, multi-task, handle multiple projects, and set priorities to meet deadlines
  • Good presentation, interpersonal relationship building, managerial, organizational, and leadership skills are essential
  • Excellent quality customer service skills
  • Must maintain high level of integrity, confidentiality and professionalism
  • Proficient in loan/accounting software programs such as Sage Works, and Microsoft Office Applications
  • Bachelor’s Degree (B.S. or B.A.) in accounting, economics, finance, business administration from a four year college/university is preferred; Or, 3 to 5 years’ experience in a related field


At Farmers & Merchants Bank, we offer a highly competitive benefit package and are committed to compensating our employees for their contributions through a comprehensive and competitive pay program. We actively create opportunities for our employees to support the communities we serve and believe in encouraging growth by investing in our people.




Farmers & Merchants Bank is an Equal Employment Opportunity Employer committed to diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, actual or perceived sexual orientation, gender identity, national origin, age, disability, veteran status, or other characteristic protected by applicable law.