Current Rates

Calculate your savings on our Deposit Accounts

Certificates of Deposit

ProductAPY*Interest RateCompoundedMin. Deposit
91 Day0.15%0.15%At Maturity$1,000.00
6 Month0.20%0.20%Quarterly$500.00
8 Month Add On0.22%0.22%Monthly$500.00
10 Month0.25%0.25%Monthly$500.00
12 Month0.30%0.30%Quarterly$500.00
14 Month0.35%0.35%Monthly$5000.00
18 Month0.50%0.50%Quarterly$500.00
19 Month - Special0.90%0.90%Monthly$5000.00
24 Month - Special1.21%1.20%Quarterly$500.00
30 Month0.67%0.67%Quarterly$500.00
33 Month1.15%1.15%Quarterly$5000.00
36 Month1.00%1.00%Quarterly$500.00
4 Year1.28%1.27%Quarterly$500.00
5 Year - Special1.41%1.40%Quarterly$500.00
5 Year Bump Up - Special1.31%1.30%Quarterly$500.00

A penalty may be imposed for early withdrawals.
IRA Accounts
ProductAPY*Interest RateCompoundedMin. Deposit
IRA 18 Month (Variable rate)0.45%0.45%Quarterly$500.00
IRA 24 Month (Fixed rate)0.60%0.60%Quarterly$500.00
IRA 36 Month (Fixed rate)1.00%1.00%Quarterly$500.00
IRA 60 Month (Fixed rate)1.41%1.40%Quarterly$500.00

A penalty may be imposed for early withdrawals.
Savings Accounts

ProductAPY*Interest RateCompoundedMin. Deposit
Statement Savings0.10%0.10%Quarterly$100.00
Lazy River Kids Club Savings $5000.00 and over0.15%0.15%Quarterly$25.00
Lazy River Kids Club Savings $25.00 to $4999.990.51%0.51%Quarterly$25.00

MMDA Accounts

ProductAPY*Interest RateCompoundedMin. Deposit
MMDA $500.00 to $2,499.990.05%0.05%Monthly$2,500.00
MMDA $2,500.00 to $24,999.990.10%0.10%Monthly$2,500.00
MMDA $25,000.00 to $49,999.990.15%0.15%Monthly$25,000.00
MMDA $50,000.00 to $99,999.990.20%0.20%Monthly$50,000.00
MMDA $100,000.00 & over0.25%0.25%Monthly$100,000.00
Business MMDA $50,000.00 to $99,999.990.20%0.20%Monthly$50,000.00
Business MMDA $100,000.00 & over0.25%0.25%Monthly$100,000.00
Premium MMDA under $100,0000.30%0.30%Monthly$50,000.00 *New Money Only* Call Bank for Information
Premium MMDA $100,000 and over0.35%0.35%Monthly$100,000.00 *New Money Only* Call Bank for Information

Checking Accounts

ProductAPY*Interest RateCompoundedMin. Deposit
Your Choice Checking - Premium (No minimum to earn interest)0.05%0.05%Monthly$100.00
SUPER NOW $1,000.00 to $2,499.990.05%0.05%Monthly$1,000.00
SUPER NOW $2500.00 & over0.10%0.10%Monthly$2,500.00
Your Choice Checking - Rewards (Qualified) Balance up to $14,999.99 *Restrictions Apply, See Customer Service for Details1.00%1.00%Monthly$100.00
Your Choice Checking - Rewards (Qualified) $15,000.00 & over *Restrictions Apply, See Customer Service for Details0.10%0.10%Monthly$100.00
Your Choice Checking - Rewards (Non-Qualified) $2500.00 and over *Restrictions Apply, See Customer Service for Details0.10%0.10%Monthly$100.00
Your Choice Checking - Rewards (Non-Qualified) Balance up to $2499.99 *Restrictions Apply, See Customer Service for Details0.05%0.05%Monthly$100.00
Health Savings Acct $0.00 to $4999.990.15%0.15%Monthly$100.00
Health Savings Acct Qualified (See Customer Service for details)2.02%2.00%Monthly$100.00

*APY = Annual Percentage Yield APY is accurate as of – 05/01/2017.  Rates are subject to change at bank’s discretion. Rates may change after the account is opened. Fees could reduce earnings on the account