NOTICE: The Farmers & Merchants Bank, Lonedell Branch will be temporarily closed for a period of time until construction repairs are completed. We anticipate the ATM to be operational during this time along with all of our other online and mobile access applications. All other branches remain accessible. We apologize for the inconvenience and thank you for your patience during this period.
IRA (Individual Retirement Accounts)
Restricted by earned income, age and deposit limits
These accounts are available in an 18 month variable rate certificate or
Fixed rate certificates with a two, three or five year term.
Interest compounds quarterly
*Penalty for early withdrawal, IRS penalties and restrictions apply