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Business Customer Testimonials

Every month we feature a local business to showcase what our community has to offer.

Please meet our September Featured Business of the month

Bright Beginnings Daycare, located in St. Clair 

Bright Beginnings logo

Bright Beginnings Daycare is located in Saint Clair, has been in business for over 20 years, and is owned by Adrian and Amy Click. We have a team of employees who are quite passionate about what they do, love children and work amazingly well together.

Our center was awarded with MO Accreditation in May of 2019. We accept children ages 6 weeks through 12 years old and follow the MO Accreditation approved Creative Curriculum. A child's safety, happiness, and educational needs are our constant concern. We build a foundational knowledge of child development and best classroom practices, providing day-to-day, moment-to-moment support for helping every child to succeed. Our goal is to create an environment that richly supports children's growth in all developmental areas.

Farmers and Merchants Bank made the process as smooth as could be when we approached them and applied for our business loan in 2012. They are always willing to help and answer any questions we may have with smiling faces. We are so very thankful for them.

If you are looking for childcare or a learning center for your child reach out to Bright Beginnings at the number listed below.  As a bonus, when enrolling your child with them in the month of September just mention "Farmers and Merchants Business of the month" and they are waiving the Registration fee! 

Adrian and Amy ClickBright Beginnings
101 Weber Drive
Saint Clair, MO 63077
(636) 629-3330




Previous Featured Businesses


August 2020

Stark Roofing, located in Cedar Hill

Stark Roofing 

Stark Roofing is a local family owned and operated business by Rick Stark and two of his sons – Ryan and Rob. Rick has been roofing in the Metro Area for nearly 50 years and started Stark Roofing in 2002.

Stark offers quality exterior products for both residential and commercial properties – roofing (asphalt and metal), siding and gutters.  With word of mouth referrals and social media advertising, the company has quadrupled its sales revenue in the last five years and purchased its first official office location in Cedar Hill earlier this year.

The company is A+ rated with the Better Business Bureau and is recognized as installation experts by several of the top roofing manufacturers.

“Stark Roofing has been a customer of Farmers & Merchants Bank since 2010 and has been pleased to partner with FMB on their Commercial Building Loan, Business Credit Cards, and most recently, the Payroll Protection Program Loan”.

If you are needing a repair or replacement to your roof, siding or gutters make sure to reach out to Stark Roofing to get your project started TODAY!  Roof inspections and estimates are ALWAYS free with Stark Roofing!  

Make sure to follow them on Facebook at Stark Roofing LLC!

Stark Roofing logo


July 2020

Dana's Shaved Ice, located in St. Clair

danas shaved ice building

Don and Dana Dougherty had a sweet dream that turned into one of the best places St. Clair has to offer, Dana’s Shaved Ice. After piddling with a small concession for a few years, and both working more than full time jobs, Dana says, “Let’s open a shaved ice shop in St. Clair.” In 2007 they searched for a piece of property and asked Farmers and Merchant to help them fill their dream. We couldn’t thank our home town bank enough for believing in us and we could not have done it without you. Farmers and Merchants Bank, we love you and everyone that works there,” Don & Dana Dougherty. 

Things didn’t stop at shaved ice. They also offer a full line of delicious ice cream. Anyone that tries it is definitely addicted. You can get anything from a traditional ice cream cone to a sundae, banana split, hurricane, shake/malt, frappuccino/iced coffee and even the new explosions. What is an explosion you might ask, well you will need to visit Dana’s to find out what this awesomeness is all about! They even offer dairy free and sugar free items, so everyone can enjoy a special treat. 

In addition to their main location in St. Clair, Dana’s Shaved Ice now has three trucks that can be rented out for birthday parties, town events, corporate events, school functions, fundraisers and more. The newest addition to the family is Snowie, the coolest sno cone truck you have ever seen! This is the kids’ favorite ride because it is a self-serve sno cone truck where they can make their own sno cone creations.  

“After 14 years we are having the most fun we have ever had, adding three trucks to the business keeps us so busy creating memories for kids of all ages”. This is truly what makes Dana’s Shaved Ice so special. 

Please join us in supporting this wonderful business that gives so much to our community and our youth. Dana’s is once again giving back and is treating FMB customers to a free small sno cone or ice cream. Make sure to bring the attached coupon to redeem your sweet treat!

Dana’s Shaved Ice
305 Kitchell Ave.
St. Clair, MO 63077
(314) 287-8338
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June 2020

GT Autos, located in Saint Clair


GT Autos is a used car dealership located in St. Clair that is owned and operated by Tim Nelson.  The business was established in 2013 and offers a nice inventory of used vehicles, optional warranties, financing and buy-here-pay-here services.

If you are in the market for a nice used vehicle, make sure to shop local and check out what GT Autos has to offer!  You can view their current inventory at their Facebook page listed below or you can stop by the lot Monday through Saturday. 


GT Autos
(636) 629-8066
794 N Commercial Ave
Saint Clair, MO 63077


May 2020

D&L Seamless Guttering, located in Saint Clair

D&L logo

Seamless Guttering

D&L employees

D&L Seamless Guttering, LLC is owned and operated by Adrian Click and Joe Baxter. D&L has been in business for over 30 years and continues to be a trusted source in our community and in the surrounding metro area.

We offer a variety of options including gutter installation on new and existing construction, gutter cleaning, removal, repair, replacement, and gutter guards. Residential or commercial, if it needs gutters we can do it! Give us a call today for a FREE estimate!

Help us show this business some support and take advantage of this promotion! For the month of May D&L Seamless Guttering, would like to offer free gutter cleaning with the purchase of gutter guards on an entire residence. Just mention promo code “FMB Business of the Month.”

D&L Seamless Guttering
(636) 629-5500


April 2020

The Legends Country Club, located in Eureka

the Legends Come Play With Us

Legends country club

The Legends Country Club is a beautifully designed 27-hole golf course located in the rolling hills and thick woods off the bluffs of the Meramec River Valley in Eureka, Missouri. The course features over 10,400 yards from the back tees and boasts Westwood Zoysia grass on the fairways and Penncross-Bentgrass on the greens and tees. The social centerpiece at The Legends is the 35,000 sq. ft. colonial clubhouse, featuring several dining facilities. Other features include a swimming pool, tennis court, bocce courts, golf simulator, luxurious locker rooms and a driving range.

The Legends Country Club was reopened for business on July 20, 2013. The Club originally opened in 1989 and closed its door on December 31, 2012. The Legends Golf Partners LLC purchased and reopened the Club with a mission of preserving an asset that all investors felt was vital to maintaining the value of all homes in The Legends development and maintaining a community asset to all who live in the Eureka area. The Legends Golf partners LLC is made up of 15 Investors, 11 of which live in the Legends community of homes.

Matt and Sue Iovaldi, lead Investor and Managing partners, have been recognized as Businesspersons of the Year 2015 by the Eureka Chamber of Commerce and were honored at the Eureka days parade.

The Legends Country Club is a member of the Eureka Chamber of Commerce, has several members who are members of the local Elks and Lions Club organizations and hosts a weekday night league for the Lions Club.

The Club is the home course for the Eureka high school boys and girls golf teams and we annually are the sponsor and host course for the St. Louis CYC (Catholic Youth Council) spring/summer golf program for boys and girls throughout the St. Louis region.

The Club has a variety of summer youth programs (ages 5-17) including: PGA golf instruction and competition, swim team that competes with other clubs and swim instruction.

The Club hosts annually an AJGA (American Junior Golf Association) tournament that is for young men and women 13-18 and under who come from all over the globe to compete.

We appreciate the support and personal care that FMB and Bernie Hillerman provide our organization. Whether through cash management, business loans or other banking needs, FMB has been responsive, competitive and always there to serve their customers. They really go the extra mile to work with you and we certainly appreciate that.

Ready to experience a new type of Country Club? One with no assessments?
Now is the time to consider The Legends

Spring Membership Promotion:
No initiation fee
One FREE golf lesson
Pay only social dues ($68/mo) until June 1, 2020
No assessments guaranteed

Rob Stewart, Membership Director
(636) 938-6295 x1100
625 The Legends Pkwy
Eureka, MO 63025 


March 2020

Glen's Outdoor Services & Sales LLC, located in St. Clair

Glen's Outdoor Crew

Glen's Outdoor logo

Glen’s Outdoor Services was started in 1996 by Glen Stellhorn and his wife Robyn as a family-owned lawn care business with a focus on mowing, brush hogging, deck building, and power washing. Each year brought new growth, and Glen was able to expand into snow removal, additional services in lawn care, and landscaping. In January 2017 the company ventured into a large expansion and relocation, moving out of the garage at Glen’s home and into the new location on Commercial Ave in St. Clair. With the move, new partners Patrick Bird and Andy Hrastich, and new retail opportunities, came a name change: Glen’s Outdoor Services and Sales. 

A full line of STIHL power equipment and many models of BIG DOG lawn mowers are now available locally to support residents with any size yard. We are also certified dealers in Kawasaki, Kohler, Briggs and Stratton, and Hydro Gear. The retail operation is backed by a small engine repair shop led by head mechanic, Andy, who provides excellent skill and knowledge on a variety of brands and equipment. Patrick, the head of lawncare and snow removal, and his crew, continue to provide exceptional services in lawn mowing, shrub trimming, brush hogging, and snow & ice removal to the entire Franklin County area. 

Here at Glen’s we strive to provide the best quality of workmanship in everything that we do. Farmers & Merchants Bank fully supported our expansion and has allowed us to explore many opportunities for continued growth. We appreciate all the local support and our relationship with FMB and hope to continue both for many years to come.

Spring is right around the corner! Give Glen’s Outdoor Services & Sales a call to get your mower tuned up and ready to go. If you are needing a new lawncare professional or a fresh batch of mulch, they have you covered for that as well!

785 N. Commercial Ave.
St. Clair MO, 63077
(636) 629-8244
Monday-Friday 8-5
Saturday 9-1 


  big dog mower co

kohler kawasaki

briggs and stratton


February 2020

Center Line Auto Body, located in House Springs

Center Line Auto Body LogoCenter Line Auto Body is a family-owned and operated auto body shop located in House Springs that is committed to providing excellent service. For most people, auto body repair is not fun or convenient. Center Line Auto Body wants to make that process as easy and enjoyable as possible for you. They genuinely care about your car and your experience. “Our first-time customers continually become our long-term customers time and time again, choosing us for all their auto needs. We want to be the auto body repair facility for all your automotive needs.”

When it comes to experienced auto body technicians, Center Line Auto Body has a very seasoned crew who all have over 30 years of experience. The guys have worked together for many years and have always been known for their restoration skills and collision work abilities. Per the owners, “To have such highly skilled workers, that all share the same passion for beautiful cars, is truly fortunate for our shop, and it shows in our work and commitment to our clients.”  

Meet the Team
Steve Pilgram, Owner – paint, repair, framework, fabrication
Randy Watson – paint, repair, framework, fabrication
John Nahlik – paint, repair, fabrication
Ben Pilgram – paint, repair, fabrication

Services Available

Aftermarket Parts
Tamco Paint Products
Dixie Belle Paint
Paintless Dent Removal

Custom Paint Work
Didspade Paint Additives
Alpha6 Corp Paint Products

vintage pink Jeep vintage white Pontiac Firebird vintage orange station wagon
vintage green truck interior vintage green roadster vintage teal truck

Whether it’s their quick, quality, friendly service or the honesty and value they bring to every interaction, Center Line Auto Body is ready to help with your next auto body needs!  

Center Line Auto Body
3824 Gravois Road
House Springs, MO 63051
Phone: (636) 677-3370, (314) 954-4548, (314) 402-0684
Fax: 636-671-7266
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January 2020

Kelly Ruby State Farm Agency, located in Eureka

kelly ruby


Kelly Ruby State Farm Agency opened In August of 2014 in Eureka and offers insurance and financial services for both individuals and businesses. The agency covers all insurances including auto, home, life, health, as well as banking and investment products.

Kelly Ruby is the agent/operator and has been in the insurance business since 2009. Prior to that, she was an elementary school teacher. Although teaching to insurance is not a natural transition to some, she feels there is a need for all people to be educated in this industry and there was a lack of that emphasis where she felt she could fit a niche. Now, five years in, the reputation of the Kelly Ruby State Farm Agency stands as a business catering to education and understanding. Insurance is confusing and difficult to personalize, and Kelly’s agency is excited about getting a chance to help simplify it for all people. In addition to Kelly, Dave Ruby, Kelly’s husband (a commercial lender with American Bank of Missouri by day), is a great help with his extensive knowledge of business operations.

In the five years in business, Kelly Ruby State Farm Agency has doubled the size of its business, growing more and more with a local following. Per Kelly, “With the help of FMB, we have been able to purchase a beautiful building in downtown Eureka, making our business model even more conducive to this great community.” The Kelly Ruby State Farm Agency is in the top 15% of the entire nation of agents (of 19,000+/- total in the country) and in the top 1% of financial services. The agency has achieved the Ambassador Club ranking every year, since 2014.

Kelly is extremely involved in the Eureka community. Between her seat on the board for the Eureka Chamber of Commerce for several years to her five years and running, as an active member in the local non-profit group, The Wednesday Club of Eureka. Kelly’s agency also housed the foods and backpacks for the local Rockwood / Elks Backpack Program. You will find Kelly at most community events, supporting a cause or just lending a hand. Outside of Eureka, Kelly supports a local organization, The Down Syndrome Association of Great St. Louis by being the first employer to hire an adult self-advocate with Down Syndrome, from their employment initiative program. Megan, her self-advocate employee, has worked for Kelly for five years and counting! 

state farm harvest moon run

If you are needing insurance or would like to have your current coverage reviewed, reach out to Kelly at the information below and she will provide you with a customized quote!

Kelly Ruby | Owner, The Ruby Agency
111 N Central Ave | Eureka, MO 63025
Bus 636.938.9448 | Fax 636.938.9211 | Cell 314.497.1570 |
Licensed: Missouri, Illinois

December 2019

R&R ACE in St. Clair

RR Ace


R&R began as a small variety store in St. Clair and opened the doors on South Main Street for the first time in 1932. Roy (W.R.) and Rita Parks had just moved to town from Texas to be near Rita’s family, and they had their hearts set on opening a five & dime store in the community. They began partnering with local businesses for services, and it was then that R&R first opened a checking account with Farmers & Merchants Bank. W.R. was the salesman out front and Rita ran the stockroom and wrote up re-orders for W.R. to pick up in St. Louis every week, ensuring the store was never out of basic, staple merchandise.

The modest 400 sq. ft. store was a success, and within 3 years the business relocated and more than doubled in size. Over the next 4 decades, the business relocated and expanded several times along Main Street. During this time, W.R. & Rita’s son Paul joined the family business after serving in WWII and marrying his high school sweetheart, Treva. It was also during this time that W.R. and Paul committed to a new concept in retailing: self-service. The idea of putting merchandise out where customers could pick it up and handle it, instead of keeping everything behind the main counter, was a radical idea, especially in rural communities. St. Clair embraced the new shopping experience and the business continued to thrive. The store also brought in several new departments of merchandise at this time, including children’s and ladies' clothing, and a small amount of hardware.

In 1974, Paul & Treva’s son Tom returned from Vietnam and entered the business ready to take R&R to the next level in retail. The dream was a much larger location: a junior department store located on Commercial Avenue. “The concept was simple,” said Tom. “A store where the entire family could shop. We would listen to our customers and respond to them in a way that the chains could not: we could carry what our customers wanted, not what some home office dictated.”

The new 2 level building (and current location) was finished in December of 1975, with a total of 14,000 sq. ft. on each level, and with only the upstairs level open, R&R again expanded and added several departments, including more clothing, housewares, fabric and greeting cards. The hardware department also expanded again and was quickly becoming the fastest moving category of merchandise in the store.

In 1979 Ace Hardware approached the family about incorporating a new Ace dealership into the current operation. By 1980 the lower level was opened and stocked with mainly Ace Hardware merchandise. W.R. passed away in 1982 and Rita in 1984; both had taken great pleasure in seeing the small store they created to grow to 70 times the size of the original store. Paul & Treva’s daughter Patti joined the business in 1985, and the store continued to thrive through the 80s with Ace on the lower level. Clothing was the focus upstairs, yet constantly changing with customer demands.

Paul passed in 1992 after a long battle with cancer, but the business continued to thrive with his children, Tom and Patti, now running the show. The 90s saw great growth in lawn & garden, and R&R added a greenhouse, courtyard, and deck for live plants and patio furniture. The gift department also grew significantly during this time, as did the store’s seasonal merchandise selections. Finally, in 1997, the store changed its name from R&R Family & Home Center to R&R ACE; “Not ‘Ace Hardware’ because we are so much more than a hardware store, but ACE because we have the same commitment to helpfulness and customer service that ACE is known for,” said Tom.

The store prospered into the 2000s, and 2013 saw major improvement projects to the building, all financed through Farmers & Merchants Bank. Parking lot repairs, interior and exterior remodeling, a new greenhouse, and most notably adding solar panels to the roof to help offset future electric costs. Tom’s son Jordan returned to the store in 2015, as did his daughter Paige in 2018. Now in the 4th generation of management within the Parks family, the store is adapting to the new retail landscape of brick & mortar stores in a more digital age. Staying connected to the community and serving customers continues to be the focus of the business, and is being accomplished through a growing social media presence, as well as carrying more locally made goods, and continuing to bring in consumer relevant brands that customers know and trust.

“Our relationship with Farmers & Merchants Bank over the years has grown with each new phase of our business, and they continue to support us through all of our banking needs and financing for different projects,” said Paige. “These services have allowed us to stay relevant while serving our community for the last 87 years, and we could not be more grateful to continue that relationship into our next chapter.”

Please join us in supporting this business who has been a staple in its community for 87 years!! If you are looking for a unique gift, holiday décor, home décor, local school pride apparel, general apparel, fabric, tools, hardware or custom-mixed paint, R&R ACE is the place to go! 

845 N. Commercial Ave.
Saint Clair, MO 63077
(636) 629-4300

Please meet our November Featured Business of the Month

Toasted Coffee House in High Ridge


Toasted was born in 2017 from three local sisters with a passion for the Jefferson County community. Sarah, Emily and Rachel were all raised in High Ridge and continue to work towards building a space they wish they had growing up.

Toasted Coffee House is a warm space to study with a latte, share a delicious pastry on a first date, or chill with a toasted panini and a glass of wine. All the pastries and baked breads are made in house daily. We have recently begun to roast our own beans and offer a wide range of coffee and tea.  Toasted offers catering and a wide range of fun events for the community such as themed trivia nights, book clubs, and children's story time.

Follow us @ToastedOnTheBlvd to see what events we've got planned for you! 

If you would like to support a local business, stop by and enjoy a delicious coffee or a homemade item from their breakfast and lunch menu. They are conveniently open 7 days a week!

Toasted Coffee House logo

3015 High Ridge Boulevard
High Ridge, MO 63049
(636) 671-9141



Please meet our October Featured Business of the Month

Woody’s Heating & Cooling, owned and operated by Tim Woodcock



My name is Tim Woodcock, known to most people as “Woody.” I started my career in this trade working with my grandfather, Gene Spradling. We worked together for several years until I was given the opportunity to work under the direction of a few other businessmen in the Franklin County area. All were very instrumental in my knowledge of the HVAC trade. 

In 1995 I decided it was time! Time to open my own business in the hometown where I was born and raised, St. Clair. My wife, Shelly, and I have three sons, Blake, Matthew and Mason. We’ve been blessed with three grandchildren, two girls and one boy who all reside in St. Clair. The two older sons, Blake and Matthew, have worked alongside me in this business for the past ten years. Our youngest son, Mason, has also had a hand in helping with the family business. 

I have over thirty years of experience in heating & cooling systems, plumbing, electric and sheet metal. Whether it be a new home or business installation, upgrade or repair, my plan is to continue serving the surrounding communities with quality service. I have earned the business of local residents as well as those in the St. Louis, Lake of the Ozarks and Springfield areas to date. I take great pride in my work. 

My hometown bank, Farmers and Merchants, has been very instrumental in the growth of Woody’s Heating and Cooling since the day I decided to go into business for myself. This bank has made it possible for me. Whether it be for business or personal finances we couldn’t ask for a better group of people to bank and work with. We like dealing with this local bank that supports its communities! 

If you are building a home or need to update/repair your current system, contact Woody at one of the numbers below:

Woody’s Heating & Cooling
Tim Woodcock (Woody)

Please meet our September Featured Business of the Month

Franklin County Recycling & Salvage LLC, owned and operated by Bruce, Jeff and Misti Gardner


Franklin County Recycling


Franklin County Recycling & Salvage (F.C.R.S.) is located in Washington, Missouri and is the Missourian’s Reader Choice Award Recipient in 2016, 2017 and 2018.  F.C.R.S. buys all types of metals (aluminum, brass, copper and stainless), radiators, catalytic converters, batteries and electronics.  If you have household appliances or a lawn mower you need to get rid of, F.C.R.S. is where you can take it.  If you need a vehicle picked up to scrap or a dumpster rental for metal recycling give them a call because they offer these services as well.   Prices fluctuate so make sure to check on current pricing. 

F.C.R.S. is family owned and operated by Bruce, Jeff and Misti Gardner. As kids growing up in St. Clair Bruce and Jeff always frequented the local salvage yard, Bill Davis Recycling.  They enjoyed the thrill of digging through scrap for a specific part or just simply to see what cool stuff they could find. Bruce and Jeff always talked about owning a recycling business one day and that dream came to fruition in February of 2016 when they opened Franklin County Recycling & Salvage.

Per the Gardner’s, “F.C.R.S. has been able to grow more than we ever imagined with the help of Farmers & Merchants Bank (Clayton).  FMB has gone above and beyond any request/assistance we have thrown at them and have done it promptly and professionally. We use them for business banking, commercial, vehicle and equipment loans as well as our personal banking and home loan.”

F.C.R.S. is active in our community helping the local schools, Girl Scouts of America and several business’ in Franklin County.  In addition, F.C.R.S. assists FMB with the yearly Electronic Recycling Day. 

Please help us show support to this family run business!  You can reach out to them at the information below.


 Franklin County Recycling & Salvage LLC
 6365 Bluff Road, Washington, MO 63090 | (636) 239-1745
 Mon. – CLOSED, Tues. – Fri. 8:00-3:45, Sat. 9:00 – 11:45

  facebook  @FranklinCountyRecyclingSalvage


August 2019

Blades Salon, owned and operated by Lindsay Monk


 blades salon  blades salon


Blades Salon is located in Saint Clair and is a full-service salon staffed with a wonderful, talented group of girls who are passionate about what they do! Due to their outstanding talent the salon was recently nominated and ultimately acknowledged as runner up for the eMissourian’s “Best of 2019”-Weddings. Blades Salon offers all hair-related services including extensions and event/bridal styles along with massage therapy, spray tans, tanning beds, nails and a variety of retail products.

The business is owned and operated by Lindsay Monk and opened its doors in September of 2013. “As a young, driven, business owner, Farmers and Merchants Bank was more than helpful when it came to the overwhelming task of opening a new business. They definitely were the foundation that allowed me to follow my dreams and turn them into a reality. Without an SBA loan, Blades Salon may not exist. Our Salon and wonderful team of girls wouldn’t be able to be where they are today without the help of FMB. I am so blessed to have been open for almost 6 years and going strong, and I couldn’t have done it without the help of the wonderful ladies at FMB who got me through the beginning of my journey with ease.”

Blades Salon is a member of the St. Clair Chamber and is always participating in local events. Please help us support this local business by following them on Facebook to stay current on new offerings and promotions and check out their amazing work on Instagram! If you are looking for a new look, set up an appointment and let one of their talented stylists work their magic!

Blades Salon logo
9 Paul Parks Dr.
Saint Clair, MO 63077

Find us on Facebook @bladessalon
Check out Instagram to see our work @bladessalonstc

July 2019

The T-Shirt Shack, owned and operated by Angel Kelley of St. Clair.

T-Shirt Shack


The T-Shirt Shirt Shack is a full-service custom apparel store in St. Clair that is owned and operated by Angel Kelley. Angel and her husband Ryan have two children, Sam and Grace.  Sam is in the Air Force serving in England and Grace is a senior at St. Clair High School. “We love owning a small business in town. The support we have received from our neighbors make us proud to call St. Clair home.”

The T-Shirt Shack first opened nearly 5 years ago in a 150 sq. ft. store front on Main Street in St. Clair. During the early years Angel continued to work her original job as a part time office manager at a veterinary clinic while also running the business. As things improved she expanded the business to the next building over and started providing onsite screen printing.  

“As business continued to grow, with the help of Farmers & Merchants Bank, my husband and I purchased our current shop at 45 South Main. FMB has continued helping us throughout the years to acquire an automatic screen press and a direct to garment printer.”  

The Shack offers a wide range of products such as: custom t-shirts, sweatshirts, tank tops, polos, ball hats, stadium chairs, koozies, umbrellas, and Letterman jackets.  

T-Shirt Shack Logo


Services they provide:

  • Heat press vinyl including glitter
  • Screen print
  • Embroidery
  • Direct to garment printing
  • Custom stickers 
  • Online stores  


The T-Shirt Shack is a huge supporter of our local community so please join us in helping support them! If you are looking to have a custom made item please reach out to Angel at the information above. No job is too big or too small!!



June 2019

Sugar Creek Golf Course, owned by Dwain & Christine Eoff of High Ridge, MO.

Sugar Creek Golf Course Logo

We purchased the acreage known as Country Club of Sugar Creek in 2013 and began operating a public 18 hole golf course with a driving range and banquet facilities known as Sugar Creek Golf Course. Our golf course is spread over 150 plus acres that on a clear day provides a great view of the St. Louis Arch from hole 5!

Thanks to FMB we were able to purchase the property and begin to operate it as a golf course providing a fun, scenic, challenging experience to the St. Louis area. We would love for you to come out and support our business and check out why Sugar Creek Golf Course is the place to spend your summer days.

Sugar Creek Golf Course is an 18 hole public golf course located in High Ridge, MO. The 150 plus acre golf course boasts a driving range and banquet facilities.  Whether you are a beginning golfer or have perfected your game we are the perfect course to spend your day. If you’re not into golf and just need a place to have a party or say I DO, come check us out. We would love to celebrate your special day in our spacious club house featuring a full-service bar.

Sugar Creek Golf Course is owned by Dwain and Christine Eoff. Dwain graduated from Northwest High School and Christine graduated from Grandview High School. While owning a golf course was something we had never had the privilege of doing we knew we had to give it a shot. With Dwain’s back ground in Real Estate and business and Christine’s financial background we worked with Farmers and Merchants Bank to begin our journey. We appreciated all the help we received from everyone at Farmers and Merchants Bank. They made the process smooth and answered every question we had. Their customer service and commitment to the community goes beyond any other bank we have ever worked with. 

Join us for FMB's Night at the Range event on July 11th from 6:00 pm to 8:00 pm - we'll have a drawing for a Driving Range Membership ($300 Value)!

Call our Pro Shop at 636.677.4070 to book your tee time. You can also book online at To find out about hosting your next tournament, party or I DO’s call our Pro Shop to schedule a time to check out our event space.

Sugar creek golf course
dining area
sugar creek golf course


May 2019

Gun Shack Indoor Gun Range, owned and operated by Larry & Melinda Varner of St. Clair.

Gun Shack Indoor Gun Range


The Gun Shack Indoor Gun Range is an 11 lane indoor gun range that also offers a large retail space and training classrooms. You can purchase anything from handguns, long guns, special order guns, scopes, gun cases from local companies, ammunition, hearing protection, targets, gun safes and much more. Gun rentals are also available to use at the range. If you are looking for a CCW class they offer at least one per month. In addition, you can set up private gun training and child gun safety training. You can come by and shoot for hourly rates, purchase yearly memberships and more. Military and First Responder discounts are offered!

The Gun Shack Indoor Gun Range is owned and operated by Larry and Melinda Varner, who have lived in the St. Clair / Lonedell area all of their lives. They have two adult sons and one granddaughter (their pride and joy) that also live in this area. Throughout the years Larry and Melinda have always been active in our community. The Varner’s have managed and coached many youth sports in St. Clair and participated in various organizations. Keeping their kids occupied and athletic while they grew up was important to them. “Kids personalities are a lot of fun and we both enjoyed that time in the 80’s and 90’s, we would definitely do that again.”      

Larry started off and formed his first business in 1984 under Larry Varner Hauling & Excavation. In 1987 he purchased two hi-lifts, a dump truck and trailer. According to Larry, “This was the first time Farmers & Merchants Bank helped me and my business. They were able to make this deal happen and other deals in the future.” This allowed Larry to haul gravel and dirt and do small excavation jobs. Larry always enjoyed building and as the economy was getting better in 1993 he decided to focus more efforts in the construction business, which was when Larry Varner Construction was formed. Larry focused on the physical labor side of the business and Melinda managed the office. According to Varner, “In the summertime during the 90’s both of our sons would join in….family business done right."

Melinda decided to make a career change and went to Cosmetology School to get her Beautician License and ultimately opened her own beauty shop in 1998. The Hair Barn was originally located in downtown St. Clair next to State Farm. The business later moved to a building on Commercial and she now operates out of the same building as the gun range.  

In 2005 the economy was changing and Larry opened St. Clair Gun & Pawn, which was originally located on the North Service Road. Varner stayed at this location for six years and the business continued to grow. In 2011 Larry expanded the gun side of his business even more and built a new 6,000 sq. ft. building behind McDonalds on the South Service Rd. He moved St. Clair Gun and Pawn to this brand new location and operated there until the move to 795 N. Commercial in 2016.  

Larry has been wanting to build and operate an indoor gun range since 2006 and in the fall of 2013 he was presented with the opportunity to purchase the old bowling alley on North Commercial. He knew this would make a great range and thanks to his construction experience Larry was able to convert the bowling alley into a state-of-the-art indoor gun range.  

“We would like to thank Farmers & Merchants Bank for the financing they have provided to help make this opportunity possible and a great business for the community to enjoy. To name a few good people that we have worked with over the years is Charlie Butler, Carla Hensley and Matthew Laumann, amongst others."


Please help us show support to this great couple who has dedicated their lives to providing to the great City of St. Clair and surrounding areas! 

Gun Shack Indoor Gun Range
795 N Commercial
Saint Clair, MO 63077
(636) 629-GUNS

Make sure to like us on Facebook!

Tuesday-Friday 10:00AM-7:00PM
Saturday 10:00AM-6:00PM
Sunday 10:00AM-4:00PM
Ladies night on Tuesday 4:00PM-7:00PM

Weekly emails if you sign up!

The Gun Shack Indoor Gun Range is a great venue for group corporate parties, Christmas parties, and birthday parties! It is a great form of stress relief or to enjoy a date night!

We hope you have a BANG of a good time!

April 2019

U.S. Lawns, owned and operated by Jason Demyen of St. Clair.


US LawnsJason Denyen

Jason Demyen, Owner of U.S. Lawns - Franklin County

We started the business in 2013, however, my experience in the green industry goes back to 2002. U.S. Lawns is a lawn, landscape, snow and ice removal company. We take care of anything involving landscaping; portfolios of hardscape, fertilizer programs, irrigation and installation of holiday décor. 

The business is growing more and more every year. In 2015 we set a goal of growing a maintenance or enhancement crew every year and have met that goal. This year we will be expanding further into St. Louis and will have a crew just for that market.

In 2018 we received the Community Champion award from U.S. Lawns home office in Orlando Florida for continuing to give back to our local community. We are also involved with Project EverGreen which provides complimentary lawn and snow removal services for the families of currently deployed military personnel. We always try to stay involved with our local community and are active members of our church.

FMB has helped us keep up with the demands of our growing business. The winter months are a slower time of the year and FMB has helped every step of the way. We appreciate all the local support and hope to continue to grow into a well-established local business.



Jason Demyen, Owner
U.S. Lawns - Franklin County
Phone: (636) 629-6900 | Direct: (636) 358-8981