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Please meet our October featured business of the month

Wicked Pony Ranch

Wicked Pony Ranch

Wicked Pony Ranch is a local family-owned and operated business that offers an unforgettable Wedding Venue located within a genuine horse ranch. The ranch has over 300 acres of possibilities to make your wedding one of a kind. It is more than a wedding venue; it is an experience to last a lifetime.

From an early age, owner Brenda Rush had a love for horses and the lifestyle that came along with them. In her 20s, Brenda bought a bronze horse statue at an auction, which she cherishes dearly. That statue happened to be sculptured by the famous Frederic Remington. The brass plate bore the name “The Wicked Pony.”

Twenty years later, I found this little piece of heaven tucked away in the quiet hills of Jefferson County, the “WICKED PONY RANCH.”

After recently transitioning from seasonal operation to year-round, you can contact us anytime if you are interested in booking our venue.

Wicked Pony Ranch
Wicked Pony Employees
Wicked Pony Ranch lake

After recently transitioning from seasonal operation to year-round, you can contact us anytime at: or 636-223-4864 if you are interested in booking our venue.



Previous Featured Businesses

September 2022

Midwest Enterprises

Gutter Guard Logo

Paper Clipping In 1975 James Ealer Sr. decided to start his own business, Custom Fireplace Ltd. Inc., making and installing zero clearance fireplaces and seamless guttering. With the help of his sons - Jim Jr., Perry, Doug, Mike, brother – Joe, parents - Joe and Julia, it soon grew into the largest seamless gutter company in the greater St. Louis area, Custom Seamless Guttering.

A new plant with warehouse was built at #1 Wagner Dr. St. Clair in 1982, partially financed by Charlie Butler of Farmers and Merchants Bank. Jim Sr. began experimenting with wire mesh to make gutter screens and was awarded his first patent on E-Z Lock in 1983. By 1996 there were six more patents, production was concentrated on gutter screen and our name changed to Midwest Enterprises. In 2000 we purchased the first of two powder coat lines.

Gutter SamplesFast forward twenty years and six building additions, we have become the largest family-owned gutter cover manufacturer in the country with 25 trademarked E-Z products and a nationwide distribution network. Farmers and Merchants Bank has helped along the way. In 2018 they financed the purchase of #2 Wagner Dr., and the entire aluminum production division was moved to that building. That same year Bill Parker was hired as National Sales Manager, energizing our sales reps and doubling sales in four years. Jim Sr. , at 82, is still designing new gutter covers.

Midwest Enterprises has always been a family business. Currently there are 12 members working here including 1st, 2nd,3rd generations, cousins and in-laws. Perry is the president and CEO. Jim Jr. is vice-president of sales and marketing. Mike is vice-president of manufacturing in the aluminum division. Jason Brockman is plant manager in charge of the steel division. Jane Brockman is the inventory and freight logistics specialist. Wendy Major is the office manager while her husband Shaun Major does shipping and receiving. Dustin Ealer runs the new stainless-steel lines. Lauren Ealer helps with sales & marketing and other office duties. Ashley Ealer builds the displays and makes samples for our salesmen. Marty Dace is our press operator and with over thirty years our longest employee. James Ealer Sr. ,our founder, does all research and development.

Midwest Enterprises Staff Midwest Enterprises Staff Midwest Enterprises Staff
Midwest Enterprises Staff Midwest Enterprises Staff Midwest Enterprises Staff


To view our product line, go to, contact Jim Jr. at 1-800-748-7736 to discuss gutter covers. To purchase our products locally go to Heartland Gutter Supply on Bolte Lane in St. Clair.


Midwest Enterprises HQ Midwest Enterprises HQ Midwest Enterprises HQ


July 2022

Hammer Exterior Cleaning

hammer exterior cleaning


This business, started by 28 year old first-time business owner, Tyler Hammer, is less than a month old, but has experienced immediate success, landing contracts with three large St. Louis businesses.

Tyler, a first responder and the son of a retired firefighter, is a new father with plans to become more involved with the Backstoppers organization once he gets the his business a little farther off the ground.

Hammer Exterior Cleaning offers services to both residential and commercial customers, including: window washing, power washing, and gutter cleaning.

If you need the exterior or your home or building cleaned, reach Tyler at or call him at: 636-744-2252.


hammer exterior

June 2022

Meramec Lakes Golf Course

Meramec Lakes Golf Course Logo

Richard Lanfersieck is a successful Auto Body Shop owner from St. Louis. Starting in Baden, Missouri. Richard grew his repair business to four shops in Manchester, St. Charles, Valley Park, and Ballwin. Rich was celebrated as "the best in the business" by everyone in the industry.

In the 90’s, Rich was bitten by the "Golf Bug". This led him to purchase our beautiful property just outside St. Clair in 1995. With the help of Charlie Butler and Farmers and Merchants Bank, Rich and his friend, renowned golf course architect Gary Kern, began the project of re-sculpting the land into the highly rated and beautiful golf course it is today. Charlie became a friend and financial assistant introducing Rich to St. Clair and its community. Getting to be part of the community was easier with the annual Biloxi Golf Trip organized by Charlie and Farmers and Merchants Bank.

Richard and his wife Susan hoped that Meramec Lakes would be a place for the family to be and work together. The course has been family run and operated for 27 years. Rick (Richard Jr.) and his wife Kristi as well as Randy and Bridget and now their two grandchildren Logan and Julia all are part of the business.

Meramec Lakes is an 18 Hole Golf Course and Driving Range with full Pro Shop located in St. Clair MO. We are the highest rated public golf course in all of Franklin County. Hosting large events and public daily-fee golf. "The Lakes" brings customers from far and wide to St. Clair. Our most popular event The ONE MAN brings golfers from Kansas City and Chicago three times a year. And in 2017 we hosted over 400 visitors, some from Australia and England to see the Great American Eclipse.

Meramec Lakes prides itself on fair pricing and friendly staff. We hope you enjoy having us as part of the community just as much as we have loved becoming a part of St. Clair.

If you want to play a round at the best public golf course in Jackson County, check us out at or call us at: 636-629-0900.


Meramec Lakes Golf Course
Meramec Lakes Golf Course
Meramec Lakes Golf Course

April 2022

Realty Executives Premiere

Bulldog Car & Pet Wash

Bulldog Car & Pet Wash is the latest local project for owners Jay and Anna Rice. It is truly a family operation with Jay and Anna's adult children, Jamie and Adam, and grandchildren helping run the operation. Located right off Route 66 in St. Clair, MO, this is a brand-new facility, featuring state-of-the art IQ technology. 

The car wash, which opened in December 2021, features 2 automatic wash bays (Soft Touch and Touchless), 4 self-serve bays, 3 vacuums, 1 detail vacuum, and 2 pet washes. One of our self-serve bays is oversized, allowing campers, wreckers, dump trucks and more to get a wash! The automatic car washes feature IQ Technology, which customizes each wash specifically for that vehicle. Our two pet washes feature the K9000 twin pet wash, which allows multiple pets to be washed at the same time. The pet wash is $10 for 10 minutes, and includes: shampoo, flea & tick control, and conditioner.

We offer monthly memberships through the Touch4Wash app! Credit/debit, cash, and app are accepted at the wash!

Bulldog Car & Pet Wash is located at 150 S. Commercial (Between the Elks Lodge and KC Hall) in St. Clair, MO! Check out our FB page, and we are open 24/7/365!

April 2022

Realty Executives Premiere

realty logo

Chuck and Kim Maher have been licensed Realtors since 1995 & 1998 respectively. They both became received their Brokers license in 2008, and they opened Realty Executives Premiere in December, 2009. Since then, they have grown to over 80 agents, have 4 offices in 3 counties and have a referral division.

Realty Executives Premiere is a service business that works with buyers and sellers, to sell homes, land & commercial properties. They offer a Comparative market analysis of a homes value and it is always free!

Over the years, Realty Executives Premiere has received numerous awards, including: Circle of Excellence, fastest growing offices, agents choice, and numerous articles of recognition by Realty Executives International for community service.

We partnered with FMB more than 15 years ago and we have had their support in numerous events that we have hosted. We have been able to run our business transactions smoothly with the large deposits coming in and the checks going out. We recently added ACH deposits for our agents and the one on one training they provided was top notch! We have great respect for the employees of FMB who always greet us with a smile.

Whether you are buying or selling, Realty Executives Premiere is here to help. Send Chuck an email at or contact him by phone at 314-650-8863.

Chuck and Kim Maher

March 2022

Gateway Harley-Davidson

harley Davidson

Located just a few miles South off I-55 from the Gateway Arch, you can see the iconic monument from their showroom windows. Whether you're one of our locals or traveling through to experience the many routes that Route 66 takes through St. Louis, you will be sure to find Gateway home.

Originally named "Broadway Harley-Davidson" and was founded by an AMA Hall of Fame Racer and WWII D-Day Veteran, Earl Widman. The dealership spent many years on South Broadway in St. Louis City until 2002 when new ownership would move it off Broadway to its current location changing its name to Gateway to the West Harley-Davidson, a nickname the dealership had since the time the Gateway Arch was built in the 1960’s. Now, Gateway Harley-Davidson enters a new era continuing to provide St. Louis with Harley-Davidson Motorcycles and celebrating our shared history with the Region.

Over the years, Gateway Harley-Davidson has won multiple awards from Harley-Davidson Motor Company and Harley-Davidson Financial Services. Aside from selling Harley-Davidson Motorcycles, Gateway Harley-Davidson offers Harley-Davidson service, parts & accessories, motor clothes and general merchandise.

FMB has helped the business by understanding our needs and goals in such a way that helps our business grow. FMB has a close, personal relationship with us. They make sure our banking needs are met and have helped us by streamlining our services all under one online account. FMB makes our banking easy.

Before you set out on your next ride, visit the Gateway Harley-Davidson website at or contact them by phone at 314-845-9900.


   gateway hd

February 2022

Accounting Professionals Ltd., located in Union

accounting pros

Accounting Professionals is an accounting, general bookkeeping, and payroll service as well as prepare individual, corporate, partnership, and estate tax returns.

Accounting Professionals was started by Sylvia Ruck and moved from a home business to the first location at the corner of Locust and Washington in Union Missouri in June of 1983. Accounting Professionals started with 100 individual tax return clients and one local business operated by RL and Betty Ingram. Then in 1987, we moved to our current location of 7123 Hwy 47 south in Union where after years of professional service we now have over 3,500 individual and business tax clients and over 200 accounting and payroll clients.


Accounting Professionals is a family business that has a staff of 10 exceptional associates including Sylvia’s sons, Ken and Tom, and daughter-in-law Karen and her first employee of 37 years Jackie Branson. We look forward to the future and will continue to provide personalized service to our existing and new clients.

“Farmers and Merchants Bank has always been there to give support with our growth and expansion from the very beginning. Thank you, Charlie and the current staff.”

If you think you may need help with your taxes or general accounting needs, visit the Accounting Professionals Ltd. website at or contact them by phone at 636-583-4710.

Accounting Professionals Ltd.

January 2022

Xceptional Hardscapes, located in High Ridge

Xceptional Hardscapes logo

xceptional-hardscapesXceptional Hardscapes is a passionate, dedicated team that wants to help take your dream outdoor visions to the next level. Their highly trained team members will ensure full customer satisfaction with every project. They guarantee a unique design that will not only fit your outdoor space perfectly but will also match your personality. 

It was established in 2019 by owner, Xavier Joerger whose childhood dream was owning his own hardscape company. A home-based company in the beginning with only Xavier and one team member is now a 12-employee team with a base office in High Ridge, MO. Xceptional Hardscapes offers a variety of outdoor services including retaining walls, patios, outdoor kitchens, outdoor lighting, and pergolas.

“Farmers & Merchants Bank has been an instrumental partner in the success of the company by restructuring our financing for considerable savings.”

If you would like to see how Xceptional Hardscapes and help you with your next outdoor project visit their website at or contact them by phone at 314-285-4409.


xceptional-hardscapes xceptional-hardscapes

xceptional-hardscapes family


December 2021

TacOMG! located in St. Clair


TACOMG made its debut in Saint Clair, Missouri in May 2021. This newly open restaurant offers a large menu with lots of LA-style specialties. All of the food is handmade and based on Concepcion Santa Maria (aka Mama) and her family’s recipes. They have been working together since 1955 and always create a great atmosphere in the restaurant. Concepcion is one of the owners of TACOMG and is originally from Mexico. She moved to California with her family, to then go to Missouri, and she has been cooking super pleasing LA-style food ever since.

The other owner is Christine Consolino, entrepreneur, and owner of several businesses in her hometown of Saint-Clair since 1999, going from gateway construction company to crossroads court services, bail bonds, an auto-shop in Saint-Louis, and now the restaurant TACOMG! Christine has been a long-time member of the community and has volunteered to help with the ongoing drug epidemic through facilitating PAL (Parents of Addicted Loved ones) at her local church ROOTS. Moreover, she sponsors NA meetings at her office and is also a current member of the chamber of commerce and of the board of the Saint-Clair downtown district.

“I would like to thank Kim Miller, city inspector, and Clayton Buckthorpe and the staff at FMB for helping us with our initial financing on our construction to open TACOMG”, she says when talking about her relationship with the Farmers Merchants Bank. “I’ve been a business member of Saint-Clair previously with FMB, as three of my four businesses are located in the town. I love the staff at FMB. It’s like we are family. They are friendly every day and ask how I'm doing. It’s something you just don’t get at any bank, and I appreciate that. As the TACOMG owners, we are so excited to offer something different to the Saint-Clair downtown area with our amazing food and a large variety of margaritas, beers, and wine, as well as with our great atmosphere. We are fast, friendly, and truly want you to enjoy our homemade food. Our business is a fun yet casual restaurant with a unique touch”.

They offer local delivery during business hours and are also available for catering and events.

Heading into the Holiday season, they have several events and specials coming up. They are the feature location for the pre-parade coloring contest. From 4 to 6 pm, the children can complete the coloring page at the shop or drop it off there to have a chance to be selected to win STC Cash, a gift certificate that can be used at any St. Clair participating business. The coloring pages are also available directly at FMB.

More information is available on the shop’s Facebook page: Tacomg!

365 S. Main Street,
St. Clair, MO 63077

Hours of operation:
Monday through Thursday from 11 am to 8 pm
Friday through Saturday from 11 am to 9 pm

November 2021


Rose and Hook logo

The Rose & Hook made its debut in Eureka Missouri on March 2021 offering fun and affordable accents for the home as well as unique gifts and accessories for any occasion. (Gifts, Jewelry, Home Decor)

We have been able to add some members to our team and hopefully have created a space where people enjoy coming to look and can find something they need for just about any occasion.

Cheryl ParrishMy name is Cheryl Parrish and I am the owner. I have been in different sales avenues for many years.  I enjoy meeting and working with people.  I like to help them with whatever they need, whether it is creating an atmosphere in their homes they can enjoy, wrapping a beautiful gift for a friend or just having an ear to listen when they’ve had a hard day and want to take a breath and look around before heading home to cook dinner.  

The Rose & Hook is a member of the Eureka Chamber of Commerce, and I am a member of the non-profit organization, Not In Our Backyard and the West County Chapter of LBB. Little Black Book is a professional women’s organization dedicated to educating women in business, offering connections-based events, and encouraging philanthropy. 

“I would like to thank BJ Hillermann and the staff at FMB for helping me with the initial financing I needed to open The Rose & Hook. This has been a dream of mine for several years and I am so excited to be a part of the Eureka Community and to be able to offer my products and services here.”

Heading into the holiday season, we will have several events and specials coming up! These can be found on our social media pages or customers can call the store to find out more information.

Rose and hook exteriorWe are located at 210 South Central Ave., Eureka 
Facebook: @theroseandhook
Instagram: @theroseandhookeureka

October 2021

St. Clair Health Mart Pharmacy

Health Mart Pharmacy

Our family business started fifty years ago when Bill Juengel purchased Ward’s Rexall Drug on May 3, 1971.  Bill’s daughter, Sue Lindemann, bought the store from him on October 14, 1993.

We offer prescription services, local delivery, over-the-counter remedies, Medication Synchronization, Ananda CBD products, gifts, BruMate drinkware, greeting cards, gift cards, a Kodak picture printing kiosk, Amazon counter pick-up, kids free vitamin program and an experienced staff dedicated to improving the health of our community.

In May of 2021, we celebrated our 50 year business anniversary.

I’m very blessed to have worked with not only my dad for many years but with mom, my brother and sister, my husband and our three daughters.

We have a very experienced staff celebrating milestones this year:

Health mart exterior

  • Debbie Hoffman is celebrating 40 years of literally growing up with our business.  Deb has a lot of responsibilities and will not leave work until everything is done. She has an incredible work ethic that is simply unmatched.
  • Amy Jo Thurman is celebrating 30 years of going the extra mile and giving the extra smiles to our customers.  Amy Jo is very thorough with her work and makes sure all of our customers are well taken care of.
  • Norma Lutz is celebrating 22 years of managing the front end.  She specializes in customer service and giving much needed hugs to our patients.  Norma is the one that does the clowning around at the pharmacy.
  • Jayme Janes is celebrating 13 years of multi-tasking, problem solving and voluntarily learning new things.  She’s our go-to gal for advertising, brainstorming and new ideas.
  • Pharmacist Lynne Jackson is celebrating 12 years of filling prescriptions for our customers.  She brings lots of experience to the pharmacy and will always help me out when my plate is too full.
  • Rounding out the work family is Cassie, Kate, Bill Jr., Zac, Josie, Hannah, Jolee, Shelley, Amy and Tara, all of which are instrumental to our business. 

SCHM staffI’m also very proud of our staff for their hard work and dedication during the Covid-19 pandemic.  They worked long days with many challenges.  They voluntarily cancelled vacations, their days off and just really stepped up to meet the needs of our community.  They are my healthcare heroes!

Sue is a third generation pharmacist and has practiced pharmacy since graduating from St. Louis College of Pharmacy in 1989.  Sue and her husband, Steve, are proud parents of three daughters, all of which have worked at the pharmacy at some point in their lives.  They reside on the Lindemann family farm.

FMB is more than just our bank.  They are our financial partners, friends and neighbors that always have our best interest at heart.  I remember when I first purchased the pharmacy from my dad.  I was really uneasy about being in debt that much but Charlie Butler took the time to coach me through and reassure me that it would all be alright.

So many others like Carla, Tracy, Rise, LaDonna, Dottie and Joyce are so helpful and go above and beyond every time.  But my favorite part about them is that FMB is tightly weaved within the fabric of our community.  They are everywhere!  Always helping, always kind, always supporting the residents and businesses of our small town.  Thank you, FMB!  We appreciate everything you do to make our community great!

St. Clair Health Mart is involved in the St. Clair Area Chamber of Commerce and the Franklin County CASA. They've won  St. Clair Chamber of Commerce Business of the year and Health Mart Pharmacy of the year - South Central Region. Visit them today!

855 N. Commercial Ave.
St. Clair, MO 63077

September 2021

Performance Engineering and Manufacturing, LLC

PEM logo

"FMB differs from all other financial institutions due to its desire to build a personal relationship with their clients. We have been working with Rise Shofner for over a decade and she has always been very accommodating and receptive to our financial needs. Working with FMB has its benefits … helpful staff, close location and a hometown feel which we truly appreciate." – Cheryl Day, owner

PEM was started in 2007 in Union, but has been in Saint Clair since 2010. Their extensive background in engineering has helped them become one of the largest aftermarket rear end and driveshaft manufacturers in the Midwest. No matter how specific your needs are, PEM can help you!

They have the parts and expertise to meet all your specific needs.

Services Offered:

  • Engineering and design services of driveline products
  • Custom and production welding
  • Full-service CNC machining
  • Metal finishing
  • Cryogenic Processing

Cheryl Day, having a BS from Mizzou in Marketing with a background in inventory management and business planning and Roy Teeter, a Marine veteran with a background in manufacturing and industrial engineering, started PEM in 2007 in Union. PEM moved to Saint Clair to a larger facility in 2010 and are currently expanding operations with an additional 20,000 sq ft warehouse. What they didn’t expect would be for their small startup company to become one of the largest aftermarket rear end and driveshaft manufacturers in the Midwest.

PEM would love to help you out with any of your rear end and driveshaft needs. They specialize in circle track, drag, hot rods and off-road racing. Give them a call and tell them FMB sent you!

Performance Engineering & Manufacturing, LLC
425 Industrial Park Dr.
St. Clair, MO 63077
(7663) (Website) (Email)

Like us on Facebook!

Office Hours:
Monday - Friday 8am-4:30pm

August 2021

Eureka Contracting & Roofing


Eureka Contracting & Roofing was established in 2012 and is located in Eureka, Missouri. Their team of dedicated specialists has over 30 years of experience in the construction and the insurance industry, working as adjusters for insurance companies and contractors completing storm repairs. This means that when you work with Eureka Contracting and Roofing, you can be sure that they are experienced, and can help you navigate the process with ease. They will inspect your roof, church, building, or home with absolutely no costs or obligations to you and will always have YOUR best interest in mind.

Services Offered:

  • Residential Roofing
  • Hail & Wind Damage Repair
  • Commercial Roof Coating
  • TPO/EPDM Roofing
  • Siding Installation
  • Gutter Replacement
  • Soffits and Fascias
  • Building Maintenance
  • Painting

The business is owned and operated by Rick Hinkson, a union carpenter, and US Navy Veteran. Rick was named the Businessperson of the Year in 2017. He is an active member of the Eureka, Kirkwood, Pacific and West County Chamber of Commerce, Elks member, Chairperson for the Veterans Committee, and sits on the board for the Gather to Give Foundation. In addition, Rick is a big athletics supporter as a business sponsor for the Eureka football, wrestling, baseball, softball, and volleyball teams.

If you need a roof, siding installation, gutter replacement, soffits, or painting completed, please give Eureka Contracting & Roofing a call at (636) 938-ROOF (7663) for your no obligation quote. Tell them FMB sent you!

Eureka Contracting & Roofing
128 S. Virginia Ave.
Eureka, MO 63025
(636) 938-ROOF (7663) (Email)

Office Hours:
Monday - Friday 8-5pm

July 2021

Midwest Appliance Repair Heating & Cooling, Located in DeSoto

Midwest Appliance Repair logo

Midwest ApplianceMidwest Appliance Repair LLC is a small locally owned appliance repair and heating & cooling business. Our company is located at 14012 Charter Church Rd, Desoto Missouri. We offer a full range of services in Jefferson County, Sainte Genevieve County, St. Francois County, St. Louis County, and St. Louis City. David Roberts started the company in October of 2010, after working in the industry since he was a teenager. Dave has been working in the appliance repair and HVAC industry for 16 years.  Midwest Appliance Repair just celebrated our 10-year anniversary. We specialize in the service, maintenance and installation of all major home appliances and heating & cooling equipment. At Midwest Appliance Repair, our top priority is our customers and their experience with our business and services.

Services Offered:

  • Appliance service
  • Appliance Installs 
  • HVAC service
  • HVAC Installs 
  • Ventilation / Duct work installation 
  • Dryer Vent Cleaning 

Midwest Appliance TruckThank you to Farmers & Merchants Bank for the opportunity to talk about our business. FMB has a small town / small business feel with the means of doing everything for us that a big national bank could do, but they make the processes more pleasant, and they seem to always get the job done efficiently. They have made the process of securing funding to grow and invest in our business very simple and enjoyable.

If you need any type of appliance or heating & cooling related services, please give Midwest Appliance Repair Heating & Cooling a call at (314) 315-0855 or (636) 674-5250 and tell them FMB sent you. As an added bonus, they are offering the following promotion:

Refer to this ad for 10% off any repair (offer expires August 31, 2021)

Midwest Appliance Repair Heating & Cooling
14012 Charter Church Rd.
DeSoto, MO 63020
(314) 315-0855
(636) 674-5250

June 2021

Triple H Self-Storage, located in Lonedell

Triple H Self-Storage Employees

Triple H Self-Storage, located at 3815 Highway 30 in Lonedell, Missouri is a family owned and operated business that has been running strong since its opening in 2014. The Heideman family, Gale, Jim, Shannon, Steve, Megan, and Jimmy are all local owners who were born and raised in Lonedell.

At Triple H Self-Storage, security is our top priority. Our facility is gated with code access, surrounded by lighting and surveillance. Our surveillance cameras are located throughout the entire facility with 24/7 monitoring.

We offer a wide variety of unit sizes including: 5x10, 10x10, 10x15, 10x20, and 10x30.

To set up any size rental unit and pay for your unit straight from the comfort of your computer or phone, visit our user-friendly website at Tenants can also visit us by appointment by contacting us at (636) 234-6909.

We are currently expanding with 90 more units, available July 2021!!!

Are you in the Franklin County area and need to store some items? We have the storage solution for you! Reach out to Triple H Self-Storage to rent one of their BRAND-NEW units and tell them FMB sent you. As an added bonus, they are offering the following promotion: 

Refer to this ad for a FREE DISC LOCK and 20% off your first month’s rent. (Offer expires July 31st, 2021).


Triple H Self-Storage Logo

Triple H Self-Storage
3815 Highway 30
Lonedell, MO 63060
(636) 234-6909

May 2021

Orris Family Chiropractic, located in Pacific

Orris Family Chiropractic

At Orris Family Chiropractic in Pacific, MO, we pride ourselves in being a family friendly, comprehensive chiropractic practice and value the health of both children and adults alike. Originally formed in 2016 and operating under Agape Family Chiropractic in Eureka, we have helped many people with everything from back and neck pain, to more complicated issues like migraines, allergies, tinnitus, insomnia, digestive issues, vertigo, chronic fatigue, hypertension, and numbness/tingling.

Apart from being a family-oriented practice, the office provides you with a sense of relaxation and comfort. Our staff goes above and beyond to ensure you feel at home from the second you enter the door. To ensure your best results we utilize the most up-to-date, specific, and objective tools available when caring for patients.

Orris Family Chiropractic puts a specific focus on an area of the spine called the Upper Cervical Spine. Inside the Upper Cervical Spine is your brainstem, which controls every automatic function and response in the body, such as pain, sleep, digestion, blood pressure, heart rate, body temperature, and much more. When the brainstem and the body are able to communicate with each other freely and at 100%, you are able to live life to its fullest!

Dr. Max is originally from Pacific, MO but spent many years of his childhood growing up in Lonedell, MO. After graduating from Pacific, he decided to pursue a bachelor’s degree in Exercise Science at Southern Illinois University Edwardsville. While at SIUE, Dr. Orris was very active on campus. He wrestled, was the President of the Resident Housing Association, and worked in the Exercise Science Research Lab.

Throughout his studies, Dr. Orris developed a deep appreciation for the amazing complexity of the human body. With this appreciation and the desire to positively influence the lives of others, he decided to attend Logan College of Chiropractic and become a Chiropractor. While attending Logan College of Chiropractic, Dr. Orris earned a second bachelor’s degree in Life Science and his Doctor of Chiropractic degree. During his time off at Logan, he would travel the country, learning hands on from the best Chiropractors in the country. He was also blessed with the opportunity to attend a mission trip to the Dominican Republic and provide quality Chiropractic care to those in need. Now, it is his mission and pleasure to bring that quality Chiropractic care to everyone in the community.

If you are currently suffering from back or neck pain, allergies, migraines, or digestive issues, reach out to Orris Family Chiropractic to get started on a customized plan and start feeling like your best self. Make sure to check out their new patient special and tell them FMB sent you! 

Orris Family Chiropractic logoOrris Family Chiropractic
409 West Osage
Pacific MO 63069
(636) 271-2960

April 2021

3R RV & Horse Trailer, located in Union

FMB-3R RV and horse trailer 3R RV employees

3R RV & Horse Trailer is family owned and operated since 2005. There was a need to help those that want to keep what they have but can’t find a service center that can get them in for months. Our technicians are RVDA/RVTI certified with over 100+ years combined experience. We are recommended by local dealers and some manufacturers.

Our service department is focused on helping you get the most out of your current unit by helping you keep it on the road safely and helping you maintain your unit. We can help you remodel your unit if you want to change fabrics, furniture, appliances and other items. We work with most major insurance carriers and are a preferred provider for Nationwide and USAA when those accidents do happen. We also provide pre-inspections if you’re considering purchasing, or maybe you want to add value by providing potential buyer with a report.

Our 2,400 sq. ft. parts department is staffed with friendly, willing and capable people. If the part is available, we will find it.  If not, we will try to find a replacement option for you. We have some harder to find parts and we also have a display area with furniture options for you to test out.

Coming in April we will start servicing ATV & UTV’s, truly the one stop shop for those with toy haulers bring in both at the same time. Check out our website at to meet our team, browse our catalog and all of our services.

The weather is getting warmer and you know what that means, RVs will be hitting the road! Make sure to reach out to the friendly and knowledgeable staff at 3R RV to get yours tuned up and ready for a nice relaxing trip. Tell them FMB sent you!



RV Outside before pic RV outside after pic

RV inside before pic

RV inside after pic

RV back before pic

RV back after pic 

March 2021

C&C Auto & Collision, located in House Springs

C&C Auto & Collision


C&C Auto & Collision is a one stop shop for service repair as well as collision repair, located in House Springs, Missouri. We have recently become a AAA Approved Repair Facility. All our mechanics are ASE Certified. We are family owned and operated. C&C is for Chad and Chris. Chad and Chris are both committed family men and active in the Jefferson County Community. We have recently been recommended by Consumer Reports. We take tremendous pride in our work and our customers are our best advertisement. We keep our prices very competitive, while providing top notch personal service.   

“FMB helped us get started with financing as well as their many different banking products. FMB has continued to help us grow. During these difficult times of COVID-19, FMB helped us find, apply and utilize resources to help our business continue to serve the community. FMB's service and support to a small business is invaluable!” – Chad & Chris

Spring is here which means it is time for a good tune up. Reach out to the guys at C&C Auto & Collision to get your vehicle in tip-top shape! Were you involved in a fender bender? C&C can help you get your car looking like new too! In fact, C&C Auto & Collision offers so much you will have to check out their list of services to see what they can assist you with. Make sure to tell them FMB sent you!

Repair Services Offered     Customer Services

C&C Auto & Collision
4750 Raetta Ln.
House Springs, MO 63051
(636) 671-2727

GVIP    ASE    MO Vehicle Inspection Station 

February 2021

Super Smokers in Eureka

super smokers

Super Smokers is located off Highway 44 in Eureka and is family-owned and operated offering a Full Memphis Style BBQ Menu! Melt in your mouth brisket, pork, and ribs are just a few of the items giving this restaurant its claim to fame. The turkey is amazing not to mention the bread pudding and gooey butter cake on their dessert menu!

Jeff and Michelle Fitter along with their adult children Ciarra and Brittni run the family business. They will mark 25 years in business this year with exciting plans to expand beyond their original store in Eureka adding a food truck and another store in Affton. They hold many awards and recognitions such as Memphis in May Grand Champion and plan to get back into the competition world as things begin to return to “normal”.

Jeff has served as Vice President of the Eureka Chamber and is still an active member. He also works with other local organizations donating food and his time. First responders and military organizations are at the top of his list.

Bring your family and your appetite and put Super Smokers on your list to visit. Don’t forget to take advantage of the coupon below.


Super Smokers
601 Stockell Drive
Eureka, MO 63025
(636) 938-9742

Championship BBQ Served 7 Days A Week
Sunday - Wednesday 11 AM - 6 PM Or Until Sold Out
Thursday- Saturday 11 AM - 7 PM Or Until Sold Out

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January 2021


chef logo

Chef Tadlock’s Buffet is located off Highway 44 in St. Clair and is a family-owned restaurant with a homey feel. The kitchen is operated by Don Tadlock and his wife Heather. Don, a classically trained chef, dreamed of having his own restaurant since he was 15 years old when he started as a dishwasher at a restaurant in his hometown of Granite City, Illinois. The buffet offers all you can eat breakfast during the week and brunches on the weekends. We also offer catering and a banquet room for rental.

After graduating high school Chef received his Culinary Degree from Sullivan University in Louisville KY. During his cooking career, he mainly worked in fine dining, starting at the Chase Park Plaza, and then was the Executive Chef of Kemoll’s in St. Louis, MO. After moving his family to the area in 2016 he decided it was time to open his own place since he and his wife were making the long commute each day to St. Louis. The process of building the restaurant began in November 2019 and the restaurant opened in May of 2020, serving all-you-can-eat Italian-style food and customers got to see his incredible talent and his love for food.

With the world going through trying times these days, Chef has been able to change and adapt to the “new normal” that everyone is dealing with. The buffet was changed to all you can eat breakfast during the week and brunch is now offered on the weekend, where Chef can still prepare some of his creations for everyone to enjoy.

We appreciate the love and support from the community and have gotten to know some of you and your families. Our children, who also work at the restaurant, go to school in this town and we look forward to growing the business and our place within the community of St. Clair.

Chef Tadlock’s Buffet
1008 S. Outer Rd.
St. Clair, MO
(636) 364-3100

Tuesday-Friday 7 am – 1 pm
Saturday & Sunday Brunch 9 am – 2 pm

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outside the box

Outside the Box Coffee Gifts & More is St. Clair Main Street’s coffee shop owned and operated by Herschel and Stacey Price, a disabled army veteran and a registered nurse. We are Saint Clair’s full-service coffee bar offering pastries, breakfast and lunch grilled sandwiches, with soups and salads. We also accommodate twenty local artisan’s crafted items for sale that you can peruse while waiting for your order. In a hurry?  We also offer online and call ahead ordering service.

Outside the Box Coffee Gifts & More opened in April 2018 as a retail store providing handcrafted items ranging from Steampunk lamps to wood crafts, a handmade soap company, jewelry made by the hands of skilled artisans, and a multitude of other items. We are that specialty shop for unusual gifts, and that place you run to locally when you need an emergency last minute gift, complete with gift wrapping upon request.

In 2019 we fulfilled the recommendations of our customers who wanted us to serve coffee. After a little remodel the coffee bar came to be, along with the panini grill, and pastries made in our own tiny commercial kitchen. These compliment that delicious coffee drink, tea, or smoothie that are second to none in Franklin County. Oh, and you can’t forget our famous homemade sausage gravy stuffed biscuits-the perfect grab-and-go breakfast!

Our second anniversary saw us in the middle of a pandemic and we were serving curbside. 2020 has definitely been interesting but amid these trying times we purchased our building. This was made possible by Farmers & Merchants Bank and the efforts of their wonderful team lead by their amazing Commercial Loan officer, Carla Hensley. They made our dream a reality!

None of this would have been possible without the support of the amazing residents of St. Clair. We have come to know a multitude of you and cherish the support you have shown us. We give back to the community as much as we can and support St. Clair organizations. We are a charter member of St. Clair Downtown District, Inc. It is our hope, along with the other businesses of St. Clair, to see every building on Main Street house a business that provides for our community. We want to see Main Street St. Clair be that place where families can come for food, shopping, and entertainment, taking them back to nostalgic Route 66.

We now have a completely new look from our opening and are ever upgrading to bring comforts to our patrons. Our newest expansion is on the verge of being ready, which will bring more seating in a quieter area to enjoy that latte or frappe. Make sure to stop by when it is complete to see the new look!

Farmers & Merchants Bank is honored to spotlight this unique business in the heart of St. Clair!  Christmas is right around the corner and Outside the Box Coffee Gifts & More is the perfect place to shop for anyone on your list!  Go visit them today, their coffees are waiting for those who think Outside the Box!

outside the box logo

Outside the Box Coffee Gifts & More
35 North Main Street
Saint Clair, MO 63077
(636) 322-1478

Follow us on FaceBook

Monday 6:30am - 2:00pm
Tues. & Wed. 6:30am 4:00pm
Thurs. & Fri. 6:30am - 5:00pm
Saturdays 8:00am-2:00pm

November 2020

Arenz Pest Management Solutions Inc, located in House Springs

Arenz Pest

Arenz Pest Management Solutions Inc, located in House Springs, offers services for general pest, subterranean termites and bedbugs. The business has been family-owned and operated since 2000 and they offer a wealth of knowledge to the clients they serve.

Steven C. Arenz a.c.e.- President and staff entomologist.  

Michael Arenz- Vice President, Personnel Manager and Service Manager

Robert Arenz (Bobby)- Vice President, Fleet Manager and Service Manager

Steve is an officer of the Missouri Pest Management Assn (MPMA) and has served in that position since 1995. In addition, he was named the Man of the Year in 2017 from the MPMA. Outside of the business, the Arenz family is also active in the community. Steven is the Chairman of Elders and Michael is the Senior Youth Director at Cedar Hill Lutheran Church. 

“We have been clients with FMB for many of the years that we have been in business. Our relationship has been outstanding and on a personal level. My kind of Bank!” – Steven Arenz

If you are needing to take care of a pest problem reach out to Arenz Pest Management Solutions for a FREE estimate. They are an Angie’s List multiple-year Super Service Award Winner!

Protecting Our Families

Protecting our Families

Arenz Pest Management Solutions Inc.
P. O. Box 1062
Hillsboro, Mo. 63050
Office (636) 671-3100
Fax (636) 671-3104

October 2020

Blondie's & Blondie's Breezeway, located in St. Clair

Blondie's Storefront

Blondie’s is a full-service bar & grill located in the heart of St. Clair on Main Street. The business opened in 2015 and is owned and operated by Kerri Ealer, a St. Clair native. After graduating with a Culinary Arts degree Kerri wanted to open a restaurant in the community she grew up in. Per Kerri, “FMB has been instrumental in helping start my businesses. The help and constant information I have received from Clayton (FMB Loan officer) has been a huge asset to my businesses”

The business recently celebrated 5 years of success and opened a second location this year, Blondie’s Breezeway, also in St. Clair. Both businesses are a huge hit within the community and have expanded their offerings to include an extensive lunch and dinner menu with daily specials, full bar, event space rental and full on-site catering. 

Kerri believes in giving back to the community that patronizes her businesses. She is a generous partner with many of the local organizations who give out scholarships, help local families in need and she strives to keep St. Clair a vital part of Franklin County. Kerri, along with other Main Street business owners, created the non-profit St. Clair Downtown District Inc, with the purpose to host community events and bring more business to Main Street. Kerri holds the seat of President of this organization. 

The holidays are right around the corner and Blondie’s Bar & Grill or Blondie’s Breezeway can take care of your party needs.  Appetizers, lunch and 4-course dinner catering menu options are available, along with an open or cash bar.  Contact Lori, Event Coordinator, to reserve your party!

Blondie's logoBlondie’s Bar & Grill
175 S Main St
Saint Clair, MO 63077
(636) 629-5511
Opens @ 11:00 Tuesday-Saturday

Blondie's Breezeway logoBlondie’s Breezeway
515 Hibbard St
St. Clair, MO 63077
(636) 629-5511
Opens @ 4:00 Friday & Saturday


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September 2020

Bright Beginnings Daycare, located in St. Clair 

Bright Beginnings logo

Bright Beginnings Daycare is located in Saint Clair, has been in business for over 20 years, and is owned by Adrian and Amy Click. We have a team of employees who are quite passionate about what they do, love children and work amazingly well together.

Our center was awarded with MO Accreditation in May of 2019. We accept children ages 6 weeks through 12 years old and follow the MO Accreditation approved Creative Curriculum. A child's safety, happiness, and educational needs are our constant concern. We build a foundational knowledge of child development and best classroom practices, providing day-to-day, moment-to-moment support for helping every child to succeed. Our goal is to create an environment that richly supports children's growth in all developmental areas.

Farmers and Merchants Bank made the process as smooth as could be when we approached them and applied for our business loan in 2012. They are always willing to help and answer any questions we may have with smiling faces. We are so very thankful for them.

If you are looking for childcare or a learning center for your child reach out to Bright Beginnings at the number listed below.  As a bonus, when enrolling your child with them in the month of September just mention "Farmers and Merchants Business of the month" and they are waiving the Registration fee! 

Adrian and Amy ClickBright Beginnings
101 Weber Drive
Saint Clair, MO 63077
(636) 629-3330

August 2020

Stark Roofing, located in Cedar Hill

Stark Roofing 

Stark Roofing is a local family owned and operated business by Rick Stark and two of his sons – Ryan and Rob. Rick has been roofing in the Metro Area for nearly 50 years and started Stark Roofing in 2002.

Stark offers quality exterior products for both residential and commercial properties – roofing (asphalt and metal), siding and gutters.  With word of mouth referrals and social media advertising, the company has quadrupled its sales revenue in the last five years and purchased its first official office location in Cedar Hill earlier this year.

The company is A+ rated with the Better Business Bureau and is recognized as installation experts by several of the top roofing manufacturers.

“Stark Roofing has been a customer of Farmers & Merchants Bank since 2010 and has been pleased to partner with FMB on their Commercial Building Loan, Business Credit Cards, and most recently, the Payroll Protection Program Loan”.

If you are needing a repair or replacement to your roof, siding or gutters make sure to reach out to Stark Roofing to get your project started TODAY!  Roof inspections and estimates are ALWAYS free with Stark Roofing!  

Make sure to follow them on Facebook at Stark Roofing LLC!

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July 2020

Dana's Shaved Ice, located in St. Clair

danas shaved ice building

Don and Dana Dougherty had a sweet dream that turned into one of the best places St. Clair has to offer, Dana’s Shaved Ice. After piddling with a small concession for a few years, and both working more than full time jobs, Dana says, “Let’s open a shaved ice shop in St. Clair.” In 2007 they searched for a piece of property and asked Farmers and Merchant to help them fill their dream. We couldn’t thank our home town bank enough for believing in us and we could not have done it without you. Farmers and Merchants Bank, we love you and everyone that works there,” Don & Dana Dougherty. 

Things didn’t stop at shaved ice. They also offer a full line of delicious ice cream. Anyone that tries it is definitely addicted. You can get anything from a traditional ice cream cone to a sundae, banana split, hurricane, shake/malt, frappuccino/iced coffee and even the new explosions. What is an explosion you might ask, well you will need to visit Dana’s to find out what this awesomeness is all about! They even offer dairy free and sugar free items, so everyone can enjoy a special treat. 

In addition to their main location in St. Clair, Dana’s Shaved Ice now has three trucks that can be rented out for birthday parties, town events, corporate events, school functions, fundraisers and more. The newest addition to the family is Snowie, the coolest sno cone truck you have ever seen! This is the kids’ favorite ride because it is a self-serve sno cone truck where they can make their own sno cone creations.  

“After 14 years we are having the most fun we have ever had, adding three trucks to the business keeps us so busy creating memories for kids of all ages”. This is truly what makes Dana’s Shaved Ice so special. 

Please join us in supporting this wonderful business that gives so much to our community and our youth. Dana’s is once again giving back and is treating FMB customers to a free small sno cone or ice cream. Make sure to bring the attached coupon to redeem your sweet treat!

Dana’s Shaved Ice
305 Kitchell Ave.
St. Clair, MO 63077
(314) 287-8338
Like us on Facebook
Follow us on Instagram

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June 2020

GT Autos, located in Saint Clair


GT Autos is a used car dealership located in St. Clair that is owned and operated by Tim Nelson.  The business was established in 2013 and offers a nice inventory of used vehicles, optional warranties, financing and buy-here-pay-here services.

If you are in the market for a nice used vehicle, make sure to shop local and check out what GT Autos has to offer!  You can view their current inventory at their Facebook page listed below or you can stop by the lot Monday through Saturday. 


GT Autos
(636) 629-8066
794 N Commercial Ave
Saint Clair, MO 63077

May 2020

D&L Seamless Guttering, located in Saint Clair

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Seamless Guttering

D&L employees

D&L Seamless Guttering, LLC is owned and operated by Adrian Click and Joe Baxter. D&L has been in business for over 30 years and continues to be a trusted source in our community and in the surrounding metro area.

We offer a variety of options including gutter installation on new and existing construction, gutter cleaning, removal, repair, replacement, and gutter guards. Residential or commercial, if it needs gutters we can do it! Give us a call today for a FREE estimate!

Help us show this business some support and take advantage of this promotion! For the month of May D&L Seamless Guttering, would like to offer free gutter cleaning with the purchase of gutter guards on an entire residence. Just mention promo code “FMB Business of the Month.”

D&L Seamless Guttering
(636) 629-5500


April 2020

The Legends Country Club, located in Eureka

the Legends Come Play With Us

Legends country club

The Legends Country Club is a beautifully designed 27-hole golf course located in the rolling hills and thick woods off the bluffs of the Meramec River Valley in Eureka, Missouri. The course features over 10,400 yards from the back tees and boasts Westwood Zoysia grass on the fairways and Penncross-Bentgrass on the greens and tees. The social centerpiece at The Legends is the 35,000 sq. ft. colonial clubhouse, featuring several dining facilities. Other features include a swimming pool, tennis court, bocce courts, golf simulator, luxurious locker rooms and a driving range.

The Legends Country Club was reopened for business on July 20, 2013. The Club originally opened in 1989 and closed its door on December 31, 2012. The Legends Golf Partners LLC purchased and reopened the Club with a mission of preserving an asset that all investors felt was vital to maintaining the value of all homes in The Legends development and maintaining a community asset to all who live in the Eureka area. The Legends Golf partners LLC is made up of 15 Investors, 11 of which live in the Legends community of homes.

Matt and Sue Iovaldi, lead Investor and Managing partners, have been recognized as Businesspersons of the Year 2015 by the Eureka Chamber of Commerce and were honored at the Eureka days parade.

The Legends Country Club is a member of the Eureka Chamber of Commerce, has several members who are members of the local Elks and Lions Club organizations and hosts a weekday night league for the Lions Club.

The Club is the home course for the Eureka high school boys and girls golf teams and we annually are the sponsor and host course for the St. Louis CYC (Catholic Youth Council) spring/summer golf program for boys and girls throughout the St. Louis region.

The Club has a variety of summer youth programs (ages 5-17) including: PGA golf instruction and competition, swim team that competes with other clubs and swim instruction.

The Club hosts annually an AJGA (American Junior Golf Association) tournament that is for young men and women 13-18 and under who come from all over the globe to compete.

We appreciate the support and personal care that FMB and Bernie Hillerman provide our organization. Whether through cash management, business loans or other banking needs, FMB has been responsive, competitive and always there to serve their customers. They really go the extra mile to work with you and we certainly appreciate that.

Ready to experience a new type of Country Club?
One with no assessments?
Now is the time to consider The Legends

Spring Membership Promotion:
No initiation fee
One FREE golf lesson
Pay only social dues ($68/mo) until June 1, 2020
No assessments guaranteed

Rob Stewart, Membership Director
(636) 938-6295 x1100
625 The Legends Pkwy
Eureka, MO 63025 


March 2020

Glen's Outdoor Services & Sales LLC, located in St. Clair

Glen's Outdoor Crew

Glen's Outdoor logo

Glen’s Outdoor Services was started in 1996 by Glen Stellhorn and his wife Robyn as a family-owned lawn care business with a focus on mowing, brush hogging, deck building, and power washing. Each year brought new growth, and Glen was able to expand into snow removal, additional services in lawn care, and landscaping. In January 2017 the company ventured into a large expansion and relocation, moving out of the garage at Glen’s home and into the new location on Commercial Ave in St. Clair. With the move, new partners Patrick Bird and Andy Hrastich, and new retail opportunities, came a name change: Glen’s Outdoor Services and Sales. 

A full line of STIHL power equipment and many models of BIG DOG lawn mowers are now available locally to support residents with any size yard. We are also certified dealers in Kawasaki, Kohler, Briggs and Stratton, and Hydro Gear. The retail operation is backed by a small engine repair shop led by head mechanic, Andy, who provides excellent skill and knowledge on a variety of brands and equipment. Patrick, the head of lawncare and snow removal, and his crew, continue to provide exceptional services in lawn mowing, shrub trimming, brush hogging, and snow & ice removal to the entire Franklin County area. 

Here at Glen’s we strive to provide the best quality of workmanship in everything that we do. Farmers & Merchants Bank fully supported our expansion and has allowed us to explore many opportunities for continued growth. We appreciate all the local support and our relationship with FMB and hope to continue both for many years to come.

Spring is right around the corner! Give Glen’s Outdoor Services & Sales a call to get your mower tuned up and ready to go. If you are needing a new lawncare professional or a fresh batch of mulch, they have you covered for that as well!

785 N. Commercial Ave.
St. Clair MO, 63077
(636) 629-8244
Monday-Friday 8-5
Saturday 9-1 


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February 2020

Center Line Auto Body, located in House Springs

Center Line Auto Body LogoCenter Line Auto Body is a family-owned and operated auto body shop located in House Springs that is committed to providing excellent service. For most people, auto body repair is not fun or convenient. Center Line Auto Body wants to make that process as easy and enjoyable as possible for you. They genuinely care about your car and your experience. “Our first-time customers continually become our long-term customers time and time again, choosing us for all their auto needs. We want to be the auto body repair facility for all your automotive needs.”

When it comes to experienced auto body technicians, Center Line Auto Body has a very seasoned crew who all have over 30 years of experience. The guys have worked together for many years and have always been known for their restoration skills and collision work abilities. Per the owners, “To have such highly skilled workers, that all share the same passion for beautiful cars, is truly fortunate for our shop, and it shows in our work and commitment to our clients.”  

Meet the Team
Steve Pilgram, Owner – paint, repair, framework, fabrication
Randy Watson – paint, repair, framework, fabrication
John Nahlik – paint, repair, fabrication
Ben Pilgram – paint, repair, fabrication

Services Available

Aftermarket Parts
Tamco Paint Products
Dixie Belle Paint
Paintless Dent Removal

Custom Paint Work
Didspade Paint Additives
Alpha6 Corp Paint Products

vintage pink Jeep vintage white Pontiac Firebird vintage orange station wagon
vintage green truck interior vintage green roadster vintage teal truck

Whether it’s their quick, quality, friendly service or the honesty and value they bring to every interaction, Center Line Auto Body is ready to help with your next auto body needs!  

Center Line Auto Body
3824 Gravois Road
House Springs, MO 63051
Phone: (636) 677-3370, (314) 954-4548, (314) 402-0684
Fax: 636-671-7266
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January 2020

Kelly Ruby State Farm Agency, located in Eureka

kelly ruby


Kelly Ruby State Farm Agency opened In August of 2014 in Eureka and offers insurance and financial services for both individuals and businesses. The agency covers all insurances including auto, home, life, health, as well as banking and investment products.

Kelly Ruby is the agent/operator and has been in the insurance business since 2009. Prior to that, she was an elementary school teacher. Although teaching to insurance is not a natural transition to some, she feels there is a need for all people to be educated in this industry and there was a lack of that emphasis where she felt she could fit a niche. Now, five years in, the reputation of the Kelly Ruby State Farm Agency stands as a business catering to education and understanding. Insurance is confusing and difficult to personalize, and Kelly’s agency is excited about getting a chance to help simplify it for all people. In addition to Kelly, Dave Ruby, Kelly’s husband (a commercial lender with American Bank of Missouri by day), is a great help with his extensive knowledge of business operations.

In the five years in business, Kelly Ruby State Farm Agency has doubled the size of its business, growing more and more with a local following. Per Kelly, “With the help of FMB, we have been able to purchase a beautiful building in downtown Eureka, making our business model even more conducive to this great community.” The Kelly Ruby State Farm Agency is in the top 15% of the entire nation of agents (of 19,000+/- total in the country) and in the top 1% of financial services. The agency has achieved the Ambassador Club ranking every year, since 2014.

Kelly is extremely involved in the Eureka community. Between her seat on the board for the Eureka Chamber of Commerce for several years to her five years and running, as an active member in the local non-profit group, The Wednesday Club of Eureka. Kelly’s agency also housed the foods and backpacks for the local Rockwood / Elks Backpack Program. You will find Kelly at most community events, supporting a cause or just lending a hand. Outside of Eureka, Kelly supports a local organization, The Down Syndrome Association of Great St. Louis by being the first employer to hire an adult self-advocate with Down Syndrome, from their employment initiative program. Megan, her self-advocate employee, has worked for Kelly for five years and counting! 

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If you are needing insurance or would like to have your current coverage reviewed, reach out to Kelly at the information below and she will provide you with a customized quote!

Kelly Ruby | Owner, The Ruby Agency
111 N Central Ave | Eureka, MO 63025
Bus 636.938.9448 | Fax 636.938.9211 | Cell 314.497.1570 |
Licensed: Missouri, Illinois

December 2019

R&R ACE in St. Clair

RR Ace


R&R began as a small variety store in St. Clair and opened the doors on South Main Street for the first time in 1932. Roy (W.R.) and Rita Parks had just moved to town from Texas to be near Rita’s family, and they had their hearts set on opening a five & dime store in the community. They began partnering with local businesses for services, and it was then that R&R first opened a checking account with Farmers & Merchants Bank. W.R. was the salesman out front and Rita ran the stockroom and wrote up re-orders for W.R. to pick up in St. Louis every week, ensuring the store was never out of basic, staple merchandise.

The modest 400 sq. ft. store was a success, and within 3 years the business relocated and more than doubled in size. Over the next 4 decades, the business relocated and expanded several times along Main Street. During this time, W.R. & Rita’s son Paul joined the family business after serving in WWII and marrying his high school sweetheart, Treva. It was also during this time that W.R. and Paul committed to a new concept in retailing: self-service. The idea of putting merchandise out where customers could pick it up and handle it, instead of keeping everything behind the main counter, was a radical idea, especially in rural communities. St. Clair embraced the new shopping experience and the business continued to thrive. The store also brought in several new departments of merchandise at this time, including children’s and ladies' clothing, and a small amount of hardware.

In 1974, Paul & Treva’s son Tom returned from Vietnam and entered the business ready to take R&R to the next level in retail. The dream was a much larger location: a junior department store located on Commercial Avenue. “The concept was simple,” said Tom. “A store where the entire family could shop. We would listen to our customers and respond to them in a way that the chains could not: we could carry what our customers wanted, not what some home office dictated.”

The new 2 level building (and current location) was finished in December of 1975, with a total of 14,000 sq. ft. on each level, and with only the upstairs level open, R&R again expanded and added several departments, including more clothing, housewares, fabric and greeting cards. The hardware department also expanded again and was quickly becoming the fastest moving category of merchandise in the store.

In 1979 Ace Hardware approached the family about incorporating a new Ace dealership into the current operation. By 1980 the lower level was opened and stocked with mainly Ace Hardware merchandise. W.R. passed away in 1982 and Rita in 1984; both had taken great pleasure in seeing the small store they created to grow to 70 times the size of the original store. Paul & Treva’s daughter Patti joined the business in 1985, and the store continued to thrive through the 80s with Ace on the lower level. Clothing was the focus upstairs, yet constantly changing with customer demands.

Paul passed in 1992 after a long battle with cancer, but the business continued to thrive with his children, Tom and Patti, now running the show. The 90s saw great growth in lawn & garden, and R&R added a greenhouse, courtyard, and deck for live plants and patio furniture. The gift department also grew significantly during this time, as did the store’s seasonal merchandise selections. Finally, in 1997, the store changed its name from R&R Family & Home Center to R&R ACE; “Not ‘Ace Hardware’ because we are so much more than a hardware store, but ACE because we have the same commitment to helpfulness and customer service that ACE is known for,” said Tom.

The store prospered into the 2000s, and 2013 saw major improvement projects to the building, all financed through Farmers & Merchants Bank. Parking lot repairs, interior and exterior remodeling, a new greenhouse, and most notably adding solar panels to the roof to help offset future electric costs. Tom’s son Jordan returned to the store in 2015, as did his daughter Paige in 2018. Now in the 4th generation of management within the Parks family, the store is adapting to the new retail landscape of brick & mortar stores in a more digital age. Staying connected to the community and serving customers continues to be the focus of the business, and is being accomplished through a growing social media presence, as well as carrying more locally made goods, and continuing to bring in consumer relevant brands that customers know and trust.

“Our relationship with Farmers & Merchants Bank over the years has grown with each new phase of our business, and they continue to support us through all of our banking needs and financing for different projects,” said Paige. “These services have allowed us to stay relevant while serving our community for the last 87 years, and we could not be more grateful to continue that relationship into our next chapter.”

Please join us in supporting this business who has been a staple in its community for 87 years!! If you are looking for a unique gift, holiday décor, home décor, local school pride apparel, general apparel, fabric, tools, hardware or custom-mixed paint, R&R ACE is the place to go! 

845 N. Commercial Ave.
Saint Clair, MO 63077
(636) 629-4300

Please meet our November Featured Business of the Month

Toasted Coffee House in High Ridge


Toasted was born in 2017 from three local sisters with a passion for the Jefferson County community. Sarah, Emily and Rachel were all raised in High Ridge and continue to work towards building a space they wish they had growing up.

Toasted Coffee House is a warm space to study with a latte, share a delicious pastry on a first date, or chill with a toasted panini and a glass of wine. All the pastries and baked breads are made in house daily. We have recently begun to roast our own beans and offer a wide range of coffee and tea.  Toasted offers catering and a wide range of fun events for the community such as themed trivia nights, book clubs, and children's story time.

Follow us @ToastedOnTheBlvd to see what events we've got planned for you! 

If you would like to support a local business, stop by and enjoy a delicious coffee or a homemade item from their breakfast and lunch menu. They are conveniently open 7 days a week!

Toasted Coffee House logo

3015 High Ridge Boulevard
High Ridge, MO 63049
(636) 671-9141

Please meet our October Featured Business of the Month

Woody’s Heating & Cooling, owned and operated by Tim Woodcock



My name is Tim Woodcock, known to most people as “Woody.” I started my career in this trade working with my grandfather, Gene Spradling. We worked together for several years until I was given the opportunity to work under the direction of a few other businessmen in the Franklin County area. All were very instrumental in my knowledge of the HVAC trade. 

In 1995 I decided it was time! Time to open my own business in the hometown where I was born and raised, St. Clair. My wife, Shelly, and I have three sons, Blake, Matthew and Mason. We’ve been blessed with three grandchildren, two girls and one boy who all reside in St. Clair. The two older sons, Blake and Matthew, have worked alongside me in this business for the past ten years. Our youngest son, Mason, has also had a hand in helping with the family business. 

I have over thirty years of experience in heating & cooling systems, plumbing, electric and sheet metal. Whether it be a new home or business installation, upgrade or repair, my plan is to continue serving the surrounding communities with quality service. I have earned the business of local residents as well as those in the St. Louis, Lake of the Ozarks and Springfield areas to date. I take great pride in my work. 

My hometown bank, Farmers and Merchants, has been very instrumental in the growth of Woody’s Heating and Cooling since the day I decided to go into business for myself. This bank has made it possible for me. Whether it be for business or personal finances we couldn’t ask for a better group of people to bank and work with. We like dealing with this local bank that supports its communities! 

If you are building a home or need to update/repair your current system, contact Woody at one of the numbers below:

Woody’s Heating & Cooling
Tim Woodcock (Woody)

Please meet our September Featured Business of the Month

Franklin County Recycling & Salvage LLC, owned and operated by Bruce, Jeff and Misti Gardner


Franklin County Recycling


Franklin County Recycling & Salvage (F.C.R.S.) is located in Washington, Missouri and is the Missourian’s Reader Choice Award Recipient in 2016, 2017 and 2018.  F.C.R.S. buys all types of metals (aluminum, brass, copper and stainless), radiators, catalytic converters, batteries and electronics.  If you have household appliances or a lawn mower you need to get rid of, F.C.R.S. is where you can take it.  If you need a vehicle picked up to scrap or a dumpster rental for metal recycling give them a call because they offer these services as well.   Prices fluctuate so make sure to check on current pricing. 

F.C.R.S. is family owned and operated by Bruce, Jeff and Misti Gardner. As kids growing up in St. Clair Bruce and Jeff always frequented the local salvage yard, Bill Davis Recycling.  They enjoyed the thrill of digging through scrap for a specific part or just simply to see what cool stuff they could find. Bruce and Jeff always talked about owning a recycling business one day and that dream came to fruition in February of 2016 when they opened Franklin County Recycling & Salvage.

Per the Gardner’s, “F.C.R.S. has been able to grow more than we ever imagined with the help of Farmers & Merchants Bank (Clayton).  FMB has gone above and beyond any request/assistance we have thrown at them and have done it promptly and professionally. We use them for business banking, commercial, vehicle and equipment loans as well as our personal banking and home loan.”

F.C.R.S. is active in our community helping the local schools, Girl Scouts of America and several business’ in Franklin County.  In addition, F.C.R.S. assists FMB with the yearly Electronic Recycling Day. 

Please help us show support to this family run business!  You can reach out to them at the information below.


 Franklin County Recycling & Salvage LLC
 6365 Bluff Road, Washington, MO 63090 | (636) 239-1745
 Mon. – CLOSED, Tues. – Fri. 8:00-3:45, Sat. 9:00 – 11:45

  facebook  @FranklinCountyRecyclingSalvage


August 2019

Blades Salon, owned and operated by Lindsay Monk


 blades salon  blades salon


Blades Salon is located in Saint Clair and is a full-service salon staffed with a wonderful, talented group of girls who are passionate about what they do! Due to their outstanding talent the salon was recently nominated and ultimately acknowledged as runner up for the eMissourian’s “Best of 2019”-Weddings. Blades Salon offers all hair-related services including extensions and event/bridal styles along with massage therapy, spray tans, tanning beds, nails and a variety of retail products.

The business is owned and operated by Lindsay Monk and opened its doors in September of 2013. “As a young, driven, business owner, Farmers and Merchants Bank was more than helpful when it came to the overwhelming task of opening a new business. They definitely were the foundation that allowed me to follow my dreams and turn them into a reality. Without an SBA loan, Blades Salon may not exist. Our Salon and wonderful team of girls wouldn’t be able to be where they are today without the help of FMB. I am so blessed to have been open for almost 6 years and going strong, and I couldn’t have done it without the help of the wonderful ladies at FMB who got me through the beginning of my journey with ease.”

Blades Salon is a member of the St. Clair Chamber and is always participating in local events. Please help us support this local business by following them on Facebook to stay current on new offerings and promotions and check out their amazing work on Instagram! If you are looking for a new look, set up an appointment and let one of their talented stylists work their magic!

Blades Salon logo
9 Paul Parks Dr.
Saint Clair, MO 63077

Find us on Facebook @bladessalon
Check out Instagram to see our work @bladessalonstc

July 2019

The T-Shirt Shack, owned and operated by Angel Kelley of St. Clair.

T-Shirt Shack


The T-Shirt Shirt Shack is a full-service custom apparel store in St. Clair that is owned and operated by Angel Kelley. Angel and her husband Ryan have two children, Sam and Grace.  Sam is in the Air Force serving in England and Grace is a senior at St. Clair High School. “We love owning a small business in town. The support we have received from our neighbors make us proud to call St. Clair home.”

The T-Shirt Shack first opened nearly 5 years ago in a 150 sq. ft. store front on Main Street in St. Clair. During the early years Angel continued to work her original job as a part time office manager at a veterinary clinic while also running the business. As things improved she expanded the business to the next building over and started providing onsite screen printing.  

“As business continued to grow, with the help of Farmers & Merchants Bank, my husband and I purchased our current shop at 45 South Main. FMB has continued helping us throughout the years to acquire an automatic screen press and a direct to garment printer.”  

The Shack offers a wide range of products such as: custom t-shirts, sweatshirts, tank tops, polos, ball hats, stadium chairs, koozies, umbrellas, and Letterman jackets.  

T-Shirt Shack Logo


Services they provide:

  • Heat press vinyl including glitter
  • Screen print
  • Embroidery
  • Direct to garment printing
  • Custom stickers 
  • Online stores  


The T-Shirt Shack is a huge supporter of our local community so please join us in helping support them! If you are looking to have a custom made item please reach out to Angel at the information above. No job is too big or too small!!

June 2019

Sugar Creek Golf Course, owned by Dwain & Christine Eoff of High Ridge, MO.

Sugar Creek Golf Course Logo

We purchased the acreage known as Country Club of Sugar Creek in 2013 and began operating a public 18 hole golf course with a driving range and banquet facilities known as Sugar Creek Golf Course. Our golf course is spread over 150 plus acres that on a clear day provides a great view of the St. Louis Arch from hole 5!

Thanks to FMB we were able to purchase the property and begin to operate it as a golf course providing a fun, scenic, challenging experience to the St. Louis area. We would love for you to come out and support our business and check out why Sugar Creek Golf Course is the place to spend your summer days.

Sugar Creek Golf Course is an 18 hole public golf course located in High Ridge, MO. The 150 plus acre golf course boasts a driving range and banquet facilities.  Whether you are a beginning golfer or have perfected your game we are the perfect course to spend your day. If you’re not into golf and just need a place to have a party or say I DO, come check us out. We would love to celebrate your special day in our spacious club house featuring a full-service bar.

Sugar Creek Golf Course is owned by Dwain and Christine Eoff. Dwain graduated from Northwest High School and Christine graduated from Grandview High School. While owning a golf course was something we had never had the privilege of doing we knew we had to give it a shot. With Dwain’s back ground in Real Estate and business and Christine’s financial background we worked with Farmers and Merchants Bank to begin our journey. We appreciated all the help we received from everyone at Farmers and Merchants Bank. They made the process smooth and answered every question we had. Their customer service and commitment to the community goes beyond any other bank we have ever worked with. 

Join us for FMB's Night at the Range event on July 11th from 6:00 pm to 8:00 pm - we'll have a drawing for a Driving Range Membership ($300 Value)!

Call our Pro Shop at 636.677.4070 to book your tee time. You can also book online at To find out about hosting your next tournament, party or I DO’s call our Pro Shop to schedule a time to check out our event space.

Sugar creek golf course
dining area
sugar creek golf course


May 2019

Gun Shack Indoor Gun Range, owned and operated by Larry & Melinda Varner of St. Clair.

Gun Shack Indoor Gun Range


The Gun Shack Indoor Gun Range is an 11 lane indoor gun range that also offers a large retail space and training classrooms. You can purchase anything from handguns, long guns, special order guns, scopes, gun cases from local companies, ammunition, hearing protection, targets, gun safes and much more. Gun rentals are also available to use at the range. If you are looking for a CCW class they offer at least one per month. In addition, you can set up private gun training and child gun safety training. You can come by and shoot for hourly rates, purchase yearly memberships and more. Military and First Responder discounts are offered!

The Gun Shack Indoor Gun Range is owned and operated by Larry and Melinda Varner, who have lived in the St. Clair / Lonedell area all of their lives. They have two adult sons and one granddaughter (their pride and joy) that also live in this area. Throughout the years Larry and Melinda have always been active in our community. The Varner’s have managed and coached many youth sports in St. Clair and participated in various organizations. Keeping their kids occupied and athletic while they grew up was important to them. “Kids personalities are a lot of fun and we both enjoyed that time in the 80’s and 90’s, we would definitely do that again.”      

Larry started off and formed his first business in 1984 under Larry Varner Hauling & Excavation. In 1987 he purchased two hi-lifts, a dump truck and trailer. According to Larry, “This was the first time Farmers & Merchants Bank helped me and my business. They were able to make this deal happen and other deals in the future.” This allowed Larry to haul gravel and dirt and do small excavation jobs. Larry always enjoyed building and as the economy was getting better in 1993 he decided to focus more efforts in the construction business, which was when Larry Varner Construction was formed. Larry focused on the physical labor side of the business and Melinda managed the office. According to Varner, “In the summertime during the 90’s both of our sons would join in….family business done right."

Melinda decided to make a career change and went to Cosmetology School to get her Beautician License and ultimately opened her own beauty shop in 1998. The Hair Barn was originally located in downtown St. Clair next to State Farm. The business later moved to a building on Commercial and she now operates out of the same building as the gun range.  

In 2005 the economy was changing and Larry opened St. Clair Gun & Pawn, which was originally located on the North Service Road. Varner stayed at this location for six years and the business continued to grow. In 2011 Larry expanded the gun side of his business even more and built a new 6,000 sq. ft. building behind McDonalds on the South Service Rd. He moved St. Clair Gun and Pawn to this brand new location and operated there until the move to 795 N. Commercial in 2016.  

Larry has been wanting to build and operate an indoor gun range since 2006 and in the fall of 2013 he was presented with the opportunity to purchase the old bowling alley on North Commercial. He knew this would make a great range and thanks to his construction experience Larry was able to convert the bowling alley into a state-of-the-art indoor gun range.  

“We would like to thank Farmers & Merchants Bank for the financing they have provided to help make this opportunity possible and a great business for the community to enjoy. To name a few good people that we have worked with over the years is Charlie Butler, Carla Hensley and Matthew Laumann, amongst others."


Please help us show support to this great couple who has dedicated their lives to providing to the great City of St. Clair and surrounding areas! 

Gun Shack Indoor Gun Range
795 N Commercial
Saint Clair, MO 63077
(636) 629-GUNS

Make sure to like us on Facebook!

Tuesday-Friday 10:00AM-7:00PM
Saturday 10:00AM-6:00PM
Sunday 10:00AM-4:00PM
Ladies night on Tuesday 4:00PM-7:00PM

Weekly emails if you sign up!

The Gun Shack Indoor Gun Range is a great venue for group corporate parties, Christmas parties, and birthday parties! It is a great form of stress relief or to enjoy a date night!

We hope you have a BANG of a good time!

April 2019

U.S. Lawns, owned and operated by Jason Demyen of St. Clair.


US LawnsJason Denyen

Jason Demyen, Owner of U.S. Lawns - Franklin County

We started the business in 2013, however, my experience in the green industry goes back to 2002. U.S. Lawns is a lawn, landscape, snow and ice removal company. We take care of anything involving landscaping; portfolios of hardscape, fertilizer programs, irrigation and installation of holiday décor. 

The business is growing more and more every year. In 2015 we set a goal of growing a maintenance or enhancement crew every year and have met that goal. This year we will be expanding further into St. Louis and will have a crew just for that market.

In 2018 we received the Community Champion award from U.S. Lawns home office in Orlando Florida for continuing to give back to our local community. We are also involved with Project EverGreen which provides complimentary lawn and snow removal services for the families of currently deployed military personnel. We always try to stay involved with our local community and are active members of our church.

FMB has helped us keep up with the demands of our growing business. The winter months are a slower time of the year and FMB has helped every step of the way. We appreciate all the local support and hope to continue to grow into a well-established local business.



Jason Demyen, Owner
U.S. Lawns - Franklin County
Phone: (636) 629-6900 | Direct: (636) 358-8981