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ONLINE BANKING UPGRADE scheduled for Monday, October 23rd.  More information about what to expect.

Online Banking

Personal Banking
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Current Rates

Certificates of Deposit

ProductAPY*Interest RateCompoundedMin. Deposit
91 Day 0.15% 0.15% At Maturity $1,000.00
6 Month 0.20% 0.20% Quarterly $500.00
8 Month Add On 0.22% 0.22% Monthly $500.00
10 Month 0.25% 0.25% Monthly $500.00
12 Month 0.30% 0.30% Quarterly $500.00
14 Month 0.35% 0.35% Monthly $5000.00
18 Month 0.50% 0.50% Quarterly $500.00
19 Month - Special 0.90% 0.90% Monthly $5000.00
24 Month - Special 1.21% 1.20% Quarterly $500.00
30 Month 0.67% 0.67% Quarterly $500.00
33 Month 1.15% 1.15% Quarterly $5000.00
36 Month 1.00% 1.00% Quarterly $500.00
4 Year 1.28% 1.27% Quarterly $500.00
5 Year - Special 1.41% 1.40% Quarterly $500.00
5 Year Bump Up - Special 1.31% 1.30% Quarterly $500.00

A penalty may be imposed for early withdrawals.

IRA Accounts

ProductAPY*Interest RateCompoundedMin. Deposit
IRA 18 Month (Variable rate) 0.45% 0.45% Quarterly $500.00
IRA 24 Month (Fixed rate) 0.60% 0.60% Quarterly $500.00
IRA 36 Month (Fixed rate) 1.00% 1.00% Quarterly $500.00
IRA 60 Month (Fixed rate) 1.41% 1.40% Quarterly $500.00


A penalty may be imposed for early withdrawals.

Savings Accounts

ProductAPY*Interest RateCompoundedMin. Deposit
Statement Savings 0.10% 0.10% Quarterly $100.00
Lazy River Kids Club Savings $5000.00 and over 0.15% 0.15% Quarterly $25.00
Lazy River Kids Club Savings $25.00 to $4999.99 0.51% 0.51% Quarterly $25.00

MMDA Accounts

ProductAPY*Interest RateCompoundedMin. Deposit
MMDA $500.00 to $2,499.99 0.05% 0.05% Monthly $2,500.00
MMDA $2,500.00 to $24,999.99 0.10% 0.10% Monthly $2,500.00
MMDA $25,000.00 to $49,999.99 0.15% 0.15% Monthly $25,000.00
MMDA $50,000.00 to $99,999.99 0.20% 0.20% Monthly $50,000.00
MMDA $100,000.00 & over 0.25% 0.25% Monthly $100,000.00
Business MMDA $50,000.00 to $99,999.99 0.20% 0.20% Monthly $50,000.00
Business MMDA $100,000.00 & over 0.25% 0.25% Monthly $100,000.00
Premium MMDA under $100,000 0.30% 0.30% Monthly $50,000.00 *New Money Only* Call Bank for Information
Premium MMDA $100,000 and over 0.35% 0.35% Monthly $100,000.00 *New Money Only* Call Bank for Information


Checking Accounts

ProductAPY*Interest RateCompoundedMin. Deposit
Your Choice Checking - Premium (No minimum to earn interest) 0.05% 0.05% Monthly $100.00
SUPER NOW $1,000.00 to $2,499.99 0.05% 0.05% Monthly $1,000.00
SUPER NOW $2500.00 & over 0.10% 0.10% Monthly $2,500.00
Your Choice Checking - Rewards (Qualified) Balance up to $14,999.99 *Restrictions Apply, See Customer Service for Details 1.00% 1.00% Monthly $100.00
Your Choice Checking - Rewards (Qualified) $15,000.00 & over *Restrictions Apply, See Customer Service for Details 0.10% 0.10% Monthly $100.00
Your Choice Checking - Rewards (Non-Qualified) $2500.00 and over *Restrictions Apply, See Customer Service for Details 0.10% 0.10% Monthly $100.00
Your Choice Checking - Rewards (Non-Qualified) Balance up to $2499.99 *Restrictions Apply, See Customer Service for Details 0.05% 0.05% Monthly $100.00
Health Savings Acct $0.00 to $4999.99 0.15% 0.15% Monthly $100.00
Health Savings Acct Qualified (See Customer Service for details) 2.02% 2.00% Monthly $100.00


*APY = Annual Percentage Yield APY is accurate as of – 05/01/2017. Rates are subject to change at bank’s discretion. Rates may change after the account is opened. Fees could reduce earnings on the account