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FMB is an independent community bank focused on the central Missouri area. We are looking for people who strive for excellence and enjoy community involvement to help us provide total customer satisfaction for our customers’ banking needs.

Why work at a bank?

  • Help your community thrive – A local bank is the keystone to a successful community. Local banks understand that bad things can happen to good people and are there to help people weather the storm. By working at a bank, you can help both those in need and those with a dream.
  • Good work/life balance – Local banks understand that home life is just as important as work life. We know the importance of taking a day off to spend a birthday with a loved one, see a child’s recital, or take care of someone when they’re sick. When you work for us, we understand that you’re a person, not just a resource.
  • Be part of stable team – Our bank works together. Whether you’re helping make loans, working the teller line or helping behind the scenes, you will be working with a diverse group of people who are all there to help you succeed. If you’re tired of jockeying for position at the bigger firms, give our community bank a try.

Current banking positions available:

The Home Mortgage Specialist (“HMS”) solicits new residential mortgage business and sells Farmers & Merchants Bank mortgage products and will continually identify, develop and maintain a quality network of business relationships that will serve as a source of referrals for new mortgage lending opportunities. 

The HMS conducts interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advise customers of product/pricing policies and guidelines and gather any additional required information.  The HMS will maintain a thorough knowledge of lending programs, policies, procedures and regulatory requirements and a firm commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA.

Education and Experience Requirements:

  • Bachelor’s degree in finance, or a related field preferred, but not required
  • Previous banking, lending, or 3 to 5 years sales experience is preferred
  • Must show certification of any mandatory state mortgage loan training and/or licensing
  • Must be licensed through NMLS
  • Formal credit training
  • Must satisfy any required continuing education requirements for mortgage loan training and licensing

Reports to:  VP Mortgage Lending – Full-Time, Exempt

Farmers & Merchants Bank is currently looking to hire a full-time Commercial Lender for our High Ridge Branch location.  The responsibilities include but are not limited to the following:


  • Develops and maintains a commercial loan portfolio retaining/expanding customer relationships
  • Manages all aspects of reports, performs operational research, and follow-ups on commercial accounts
  • Manages all aspects of relationships to ensure maximum credit quality
  • Keeps abreast of changing business and economic developments which impact the loan portfolio and its profitability
  • Ensures compliance with all bank policies, procedures, regulations, and laws
  • Maintains a high level of visibility in the banking community by representing FMB at professional organizations, associations, and events
  • Qualifications:
  • Strong business relationship development, sales and underwriting skills
  • Knowledgeable as to commercial lending policies, procedures, regulations and laws
  • Excellent analytical, problem resolution and negotiation skills
  • Ability to analyze financial statements and credit reports
  • Ability to analyze loan requests to determine credibility and profitability
  • Previous experience with credit analysis and commercial underwriting
  • Must be ambitious and self-motivated with a strong work ethic, positive attitude, ability to work both independently and as part of a team
  • Results focused, and detailed-oriented with excellent time management skills
  • Sound judgment with strong decision making abilities
  • Excellent verbal and written communication skills, flexible, resourceful, energetic
  • Ability to analyze work flow, multi-task, handle multiple projects, and set priorities to meet deadlines
  • Good presentation, interpersonal relationship building, managerial, organizational, and leadership skills are essential
  • Excellent quality customer service skills
  • Must maintain high level of integrity, confidentiality and professionalism
  • Proficient in loan/accounting software programs such as Sage Works, and Microsoft Office Applications
  • Bachelor’s Degree (B.S. or B.A.) in accounting, economics, finance, business administration from a four year college/university is preferred; Or, 3 to 5 years’ experience in a related field



Farmers & Merchants Bank is an Equal Employment Opportunity Employer and qualified minorities, women, people with disabilities, and military veterans are encouraged to apply.

Farmers & Merchants Bank has been servicing the financial needs of its customers and the community since 1913, offering safe and sound financial services, which include a full range of quality products, and services including business and personal checking, savings, consumer and commercial loans, online banking, e-statements, overdraft protection, and other banking products and services.

At Farmers & Merchants Bank, we offer a highly competitive benefit package and are committed to compensating our employees for their contributions through a comprehensive and competitive pay program. We actively create opportunities for our employees to support the communities we serve and believe in encouraging growth by investing in our people.

Career Application Form

(Please do not include any account numbers or personal banking information.)