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NOTICE:  The Farmers & Merchants Bank, Lonedell Branch will be temporarily closed for a period of time until construction repairs are completed. We anticipate the ATM to be operational during this time along with all of our other online and mobile access applications.  All other branches remain accessible.  We apologize for the inconvenience and thank you for your patience during this period.

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Personal Loans

FMB offers a variety of personal loans including CD and signature loans to meet your needs. Whether you are looking to purchase a new or used vehicle, recreational vehicle, farm equipment or refinance your current one, we are here to help. Ask us about your different options! Call or visit us today 

Sign and Drive Auto Loan*

  • Dealer Competitive Rates
  • Same Day Loan Decisions
  • Pre-Approval Options


What should I bring with me to apply for a Personal loan?

The following information is necessary to fully underwrite your loan request.  Please bring this information with you when you apply to expedite the loan decision process. 

  • Proof of Income
  • Copy of front and back of title that might be used as collateral
  • VIN Numbers (if applicable)

Additional Information: 

NADA Values: Check the current value of your collateral.

Banking Terms Glossary – We know sometimes it’s hard to keep up with all of the new banking terms and bank lingo so we’ve put together a glossary of banking terms for your convenience.

Financial Calculators

 

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*ANNUAL PERCENTAGE RATE OF 3.65% INCLUDES A $100 FINANCE CHARGE.  THE SIGN & DRIVE EVENT FOR AUTOMOBILE LOANS IS A LIMITED TIME OFFER AND MAY BE CHANGED OR END AT ANY TIME.  RATE EFFECTIVE AS OF 10/01/2017. DEPENDING UPON YOUR CREDIT  YOU MY QUALIFY FOR AN INTEREST RATE AS LOW AS 2.99%.   CALCULATED ON 36 MONTHLY PAYMENTS OF $294.07 FOR EACH $10,000 BORROWED.  APPLIES TO 2013 AND NEWER VEHICLES ONLY.  LOAN MUST REPRESENT NEW MONEY BORROWED FROM FMB AND DOES NOT APPLY TO VEHICLES CURRENTLY FINANCED BY FMB.  ELIGIBLE CUSTOMERS REQUIRED TO HAVE A FMB CHECKING ACCOUNT WITH ACTIVE DIRECT DEPOSIT. PAYMENT BY AUTO DEBIT REQUIRED. HIGHER INTEREST RATES WILL APPLY FOR LONGER TERMS TO A MAXIMUM OF 72 MONTHS.  OTHER RESTRICTIONS MAY APPLY.