A Division of Farmers & Merchants Bank
If you are purchasing the home of your dreams or considering refinancing to achieve financial freedom we can help!
We have a Loan to Fit Your Needs
FMB Mortgage offers several options including:
USDA/RURAL HOUSING LOANS
Sponsored by the US Department of Agriculture Makes homeownership affordable for qualified borrowers with low to moderate income in rural communities Can provide up to 100% financing with competitive rates and terms
Insured by the Federal Housing Administration
Especially popular with first-time home buyers
Low down payment with competitive rates and terms
ADJUSTABLE RATE MORTGAGE (ARM)
Conventional with a periodically adjustable rate based upon a preselected index.
FIXED RATE MORTGAGE
Conventional loan with low, fixed interest rates
HOME EQUITY LINE OF CREDIT (HELOC)
Line of Credit available to borrowers who have equity available in their current home Use your home equity to consolidate bills, pay for tuition, vacation, or whatever you choose
Secured by unimproved or improved real property FMB Loans up to: 65% on unimproved property Up to 75% on improved property
LOCK & SHOP
Home Shoppers may lock the interest rate and shop for a home without an address or contract for 60 days.