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NOTICE:  The Farmers & Merchants Bank, Lonedell Branch will be temporarily closed for a period of time until construction repairs are completed. We anticipate the ATM to be operational during this time along with all of our other online and mobile access applications.  All other branches remain accessible.  We apologize for the inconvenience and thank you for your patience during this period.

Online Banking

Personal Banking
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Let's Build It Together

Competitive Rates and quick approvals.*
Click "Apply Now" to fill out the form or call 1-800-382-0049. We will respond within 24 hours on business days!

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We offer several different options that will take the stress out of building your home. 

  • Competitive Rates* 

  • Take up to 12 months to build

  • Quick Approvals

  • Interest only during construction period

Thinking about building your dream home?

*Rate to be determined at time of application. Subject to credit approval.