*Annual Percentage Yield. APY accurate as of 11/18/24. Minimum deposit of $500 required to open. interest compounded quarterly on 4-Month and 12-Month terms and compounded monthly on 8-Month term. Penalty for early withdrawal. At maturity the 4-Month renews to a 3-Month term, the 8-Month renews to a 6-Month term, and the 12-Month renews to a 12-Month term.