Account Comparison Chart
| Most Popular | ||||
| Account Details | Rewards Package Open Now | Premium Package Open Now | Senior Package Open Now | Student Package Open Now |
|---|---|---|---|---|
| Features | Rewards those who utilize our ebanking services with premium interest | Benefits customers with multiple FMB accounts | Gives options to Seniors for paper statements or estatements and a free box of checks | Gives Students, ages 12-24, some ATM Fee relief and credit education |
| Minimum Opening Deposit | $100 | $100 | $100 | $100 |
| Interest Bearing | X Premium Interest on up to $15,000 when criteria met by last business day of the month: • One direct deposit • 15 Debit/ATM trans • One Bill Pay • eStatements required • No Penalty for not meeting requirements • Foreign ATM fees reimbursed up to $10 when criteria is met |
Yes | ||
| Monthly Maintenance Fee | $0 | $0 when aggregate balance of $5000 is maintained over all FMB Accounts - Otherwise, $10 | $0 with eStatements or when a $250 monthly direct deposit is made to your account | $0 |
| Free Checks | Free FMB Checks or 50% discount on selected checks | X One box free checks per calendar year |
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| Loan Discounts | Receive one Installment Loan Bonus Coupon upon opening for one open loan | |||
| CD Bonus Coupons | Receive two CD Bonus Coupons at opening for a .25% Increase to CD Rate | |||
| Free Cashier's Checks | X | |||
| Travel Club Membership Available | X | X | X | X |
| Statement Type | eStatements Required | Free Paper Statements if desired | Free Paper Statements with a monthly $250 Direct Deposit | eStatements Required |
| • Visa Rewards Debit Card | X | X | X | X |
| • MoneyPass Network for Free ATM Access to over 40,000 ATMs | X | X | X | X |
| • Online Banking and iPay Bill Pay | X | X | X | X |
| • Free Mobile App and Mobile Deposit | X | X | X | X |
| • Free Telephone Banker | X | X | X | X |
| • Account Status Alerts | X | X | X | X |
| • Overdraft Privilege (restrictions apply) | X | X | X | X |
| • Round-Up Savings Option | X | X | X | X |
| • Notary Services | X | X | X | X |