- Basic Package Benefits
- No service charge when the primary owner maintains an aggregate ledger balance of $5,000 or more in linked FMB personal deposit accounts
- Free FMB checks or 50% discount on selected checks
- Two Certificate of Deposit bonus coupons .25% increase on any NEW CD
- 50% discount on Safe Deposit Box rental (with auto debit)
- Installment loan Bonus Coupon (One open loan) (Restrictions Apply)
- Free Cashier's Checks and Money Orders
- Paper Statements at no charge (if desired)
*Premium Package: $10 service charge waived when $5000 combined minimum average balance of all FMB accounts is maintained
1. Restrictions apply. All criteria must be posted by the last business day of the month/statement cycle. Balances up to $15,000.00 that meet the qualifying criteria earn 4.07% APY, balances $15,000 and over that qualify earn .10% APY. Non-qualifying accounts earn .05% APY on balances up to $2500.00, balances $2500 and over earn .10% APY. (Annual Percentage Yield is accurate as of 03/26/21, interest is compounded monthly and calculated on average daily balance, rates may change without notice.)
2. FMB Foreign ATM fees will be reimbursed up to $10 only if all of the monthly account qualifying criteria has been met.
If checking account is closed by the customer within the first 90 days from the opening date, a $20 Early Account Closing Fee will be charged.