Rewards Package

• Basic Package Benefits
• Premium interest awarded for utilizing our electronic products and services 
  Requirements to earn premium interest¹: 
  • 1 direct deposit per month/statement cycle
  • 15 ATM/Debit transactions per month/statement cycle
  • 1 bill pay per month/statement cycle
  • eStatement
• FMB Foreign ATM Fees reimbursed up to $10 on qualified accounts²

^1. Restrictions apply. All criteria must be hard posted by the last business day of the month/statement cycle. Balances up to $15,000.00 that meet the qualifying criteria earn 5.00% APY, balances $15,000.00 and over that qualify earn .10% APY. Non-qualifying accounts earn .05% APY on balances up to $2,500.00, balances $2,500.00 and over earn .10% APY. (Annual Percentage Yield is accurate as of 11/01/2022, interest is compounded monthly and calculated on average daily balance, rates may change without notice.)

^2. FMB Foreign ATM fees will be reimbursed up to $10 only if all of the monthly account qualifying criteria has been met.

If checking account is closed by the customer within the first 90 days from the opening date, a $20 Early Account Closing Fee will be charged.