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Online Banking

Personal Banking
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Bite Into a Sweet Deal
Earn 5.00% APY*

with Rewards Checking! 

Earn 5.00% APY*

on qualified balances up to $15,0001.

No minimum balance to earn rewards.


0.05% APY*

if qualifications are not met1.

No penalty for not meeting qualifications.


FMB Foreign ATM Fees Reimbursed

Certain restrictions apply2.


Monthly qualifications to earn 5.00% APY*

Post and Settle 15 Debit Card Transactions

  (within the statement cycle)

Enroll and Receive e-Statements

  (must be registered for online banking)

Post One Bill-Pay Transaction

  (within the statement cycle)

• Receive One Direct Deposit

  (within the statement cycle)

Please fill out your information


1. Restrictions apply. All criteria must be hard posted by the last business day of the month/statement cycle. Balances up to $15,000.00 that meet the qualifying criteria earn 5.00% APY, balances $15,000.00 and over that qualify earn .10% APY. Non-qualifying accounts earn .05% APY on balances up to $2,500.00, balances $2,500.00 and over earn .10% APY. (Annual Percentage Yield is accurate as of 06/26/2023, interest is compounded monthly and calculated on average daily balance, rates may change without notice.)

2. FMB Foreign ATM fees will be reimbursed up to $10 only if all of the monthly account qualifying criteria has been met.

3. Our Visa Debit card has no fees when used at our bank locations or at any Money Pass ATM location. Convenience has a new name: MoneyPass®. The MoneyPass® network offers coast to coast access to thousands of surcharge free ATMs located where you live, work and travel. Use the easy online locator at to help you find the MoneyPass® ATM closest to you - whether at home or anywhere across the country - and avoid paying surcharges.

If checking account is closed by the customer within the first 90 days from the opening date, a $20 Early Account Closing Fee will be charged.